Intelligent Device Payment Request Interception via Graphic Code
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Solution Overview
Problem
Current payment processing methods in intelligent devices are complex and inefficient, leading to a low payment success rate due to manual input errors and time-consuming processes when users initiate payment requests in interactive entertainment applications.
Innovation Solution
An intelligent device intercepts payment requests, generates a graphic code based on payment parameters, and outputs it for scanning by a terminal device, which submits the payment information to a payment server, simplifying the payment process and reducing manual input errors.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If manual input method is used for payment, then payment flexibility is maintained, but payment efficiency deteriorates and error rate increases
Solution Approach 1:
The patent replaces the mechanical manual input system with an optical recognition system. The terminal device captures images of payment information (such as barcodes or QR codes) and automatically extracts payment data, substituting the manual typing mechanism with automated optical character recognition and image processing technologies.
Solution Approach 2:
The system enables self-service payment by allowing the terminal device to automatically capture, process, and submit payment information without requiring user intervention for data entry. The device autonomously completes the payment process by recognizing payment information from images and transmitting it to the payment server.
2Ease of operation
If manual input method is used for payment, then user control is maintained, but payment success rate deteriorates due to input errors
Solution Approach 1:
The patent eliminates the mechanical typing process that causes input errors by using optical recognition. The terminal device automatically captures payment information through imaging and uses recognition algorithms to extract accurate data, removing the source of manual input errors while maintaining user initiation control.
Solution Approach 2:
Instead of manually entering payment information, the system creates an optical copy (image) of the payment data and uses automated recognition to extract the information. This copying approach ensures accuracy by directly capturing the original payment information rather than relying on manual transcription.
3Adaptability or versatility
If complex payment interface is used, then payment options are comprehensive, but operation complexity increases
Solution Approach 1:
The patent extracts the payment information input process from the complex payment interface. By separating the information capture function (through image recognition) from the payment processing interface, the system simplifies user interaction while maintaining comprehensive payment options on the server side.
Solution Approach 2:
The patent introduces an intermediary mechanism (image recognition technology) between the user and the payment system. The terminal device acts as an intermediary that automatically processes payment information capture and submission, reducing the complexity of direct user-interface interaction while preserving multiple payment options.
Data Source
AI summary
A payment processing method and method and an intelligent device are provided. The method may include: intercepting a payment request in a target application program (application, APP) in the intelligent device, the payment request including a payment parameter; obtaining attribute information of the target application program by using a preset executable file; generating a graphic code according to the payment request; outputting the graphic code, so that a terminal device submits the payment parameter to a payment server by scanning the graphic code and reports account information to the payment server, and the payment server performs payment processing according to the payment parameter and the account information and returns a payment result; and feeding back the payment result to the target application program according to the attribute information of the target application program. The method can simplify a payment process and improve the payment efficiency.