Payment Support Apparatus for Multi-Service Authentication
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Solution Overview
Problem
Users are inconvenienced by needing to register with multiple payment systems to use two-dimensional code payments across different shops, limiting their flexibility in choosing payment services.
Innovation Solution
An information processing system that includes an authentication information acquiring unit, transmitting unit, and result acquiring unit to authenticate users across multiple payment apparatuses, allowing a single registration to be used across various payment systems by transmitting authentication information from a terminal to multiple payment apparatuses.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If a user registers with a specific payment company's payment system, then the user can use two-dimensional code payment at shops using that payment service, but the user cannot use two-dimensional code payment at shops using different payment services
Solution Approach 1:
The patent introduces a payment support apparatus as an intermediary between the user terminal and multiple payment apparatuses. This mediator acquires authentication information from the user terminal and transmits it to multiple payment apparatuses, enabling the user to access different payment services without direct registration with each one. The intermediary handles the complexity of multiple payment system connections, allowing users to simply provide their authentication information once.
Solution Approach 2:
The payment support apparatus performs multiple functions: it acts as an authentication information acquiring unit, a transmitting unit to multiple payment apparatuses, and a result acquiring unit. This multi-functional design allows a single apparatus to support multiple payment services simultaneously, making the system universal rather than limited to a single payment company's ecosystem.
2Adaptability or versatility
If a user registers with multiple payment systems to use two-dimensional code payments at multiple shops, then the user can access more payment services, but the user convenience is reduced due to multiple registrations required
Solution Approach 1:
The payment support apparatus serves as a mediator that consolidates multiple registration requirements into a single interaction. Instead of the user needing to register with each payment company separately, the intermediary apparatus handles all authentication information acquisition and transmission to multiple payment apparatuses, simplifying the user's experience while maintaining broad payment service coverage.
Solution Approach 2:
The patent segments the payment system into distinct functional components: the user terminal, the payment support apparatus, and multiple payment apparatuses. This segmentation allows the complex authentication process to be divided into manageable steps handled by different components, with the payment support apparatus bearing the burden of managing multiple payment system connections separately from the user's simple authentication action.
3Adaptability or versatility
If authentication information is transmitted to multiple payment apparatuses, then the user can be authenticated across different payment services, but the authentication process complexity increases
Solution Approach 1:
The payment support apparatus is positioned as an intermediary that manages the complexity of transmitting authentication information to multiple payment apparatuses. It acquires authentication information from the user terminal, formats it appropriately, and transmits it to multiple payment apparatuses sequentially or in parallel, handling the complexity of multiple connections and responses centrally rather than distributing it to the user terminal.
Solution Approach 2:
The patent implements a feedback mechanism where the payment support apparatus acquires authentication results from multiple payment apparatuses and uses this feedback to determine which payment service to activate. This feedback loop allows the system to handle authentication complexity by systematically checking multiple payment services and responding based on their authentication outcomes, making the complex process manageable and automated.
Data Source
AI summary
An information processing apparatus, an information processing system, an information processing method, and a program capable of improving a convenience of a user in an information code payment. A shop terminal includes: an authentication information acquiring unit configured to acquire authentication information corresponding to a user terminal; an authentication information transmitting unit configured to transmit the authentication information acquired by the authentication information acquiring unit to a plurality of payment apparatuses; and an authentication result acquiring unit configured to acquire an authentication result for the authentication information from at least one of the plurality of payment apparatuses.