Payment Support Integrating Rfid Tag and Graphic Code for Secure Cashless Transactions

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Solution Overview

Problem

Existing payment systems for automatic dispensing machines face challenges with cash handling costs, inaccurate accounting, low coin availability, and security risks due to lack of unique recognition and protection mechanisms, especially with Rfid tags that rely on manual registration and lack robust security.

Innovation Solution

A payment support integrating a unique Rfid tag with a graphic code containing a security-encoded unique identification number and serial number, allowing remote access to a reserved web page for credit management, enabling secure online reloading and minimizing human error through automatic recognition.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of energy

If Rfid tags are used for cashless payment, then cash handling costs are reduced, but security against tampering and counterfeiting is insufficient

Engineering Contradiction:
Improvecash handling costsVSAvoidsecurity protection
Core Design Contradiction:
Loss of energyVSReliability

Solution Approach 1:

The patent combines multiple security elements (graphic code, security code, unique identification number, serial number) with the Rfid tag to create a composite security structure. This composite approach integrates visual verification components with electronic identification, providing layered security that prevents both tampering and counterfeiting while maintaining cashless payment functionality.

Inventive Principle:
Principle #40Composite materials

Solution Approach 2:

The patent introduces a portal server as an intermediary between the Rfid tag and the payment system. This mediator verifies the security codes, validates the unique identification numbers, and authenticates the serial numbers before processing transactions. The portal server acts as a trusted third party that enhances security without requiring changes to the fundamental Rfid payment mechanism.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Loss of information

If manual registration of Rfid tag information is required, then user information can be stored, but human error and complexity increase

Engineering Contradiction:
Improveuser information storageVSAvoidregistration process
Core Design Contradiction:
Loss of informationVSEase of operation

Solution Approach 1:

The patent enables the system to automatically register and store user information associated with the Rfid tag without requiring manual intervention. The portal server automatically captures the unique identification number and serial number from the Rfid tag, stores them in the database, and links them to user accounts. This self-service approach eliminates manual registration errors and reduces operational complexity.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent performs preliminary registration of the Rfid tag information during the tag creation or first-use phase. The unique identification number and serial number are pre-registered in the portal server's database before actual transactions occur. This preliminary action ensures that all subsequent transactions can proceed automatically without requiring on-the-spot manual registration, reducing errors and improving ease of operation.

Inventive Principle:
Principle #10Preliminary action

3Adaptability or versatility

If remote reloading systems are implemented, then global access is enabled, but security mechanisms are lacking

Engineering Contradiction:
Improveglobal access capabilityVSAvoidinformation security
Core Design Contradiction:
Adaptability or versatilityVSReliability

Solution Approach 1:

The patent applies different security qualities to different parts of the remote reloading system. The graphic code and security code provide visual verification quality, the unique identification number provides electronic identification quality, and the serial number provides authentication quality. Each component has a specific security function, and together they create a robust security framework that enables global access while preventing unauthorized reloading.

Inventive Principle:
Principle #3Local quality

4Device complexity

If Rfid tags without unique recognition mechanisms are used, then simplicity is maintained, but tampering and counterfeiting risks increase

Engineering Contradiction:
Improvetag structureVSAvoidtampering and counterfeiting risks
Core Design Contradiction:
Device complexityVSObject-affected harmful factors

Solution Approach 1:

The patent implements a nested security structure where the unique identification number is embedded in the Rfid tag, the serial number is stored in the portal server database, and the security code is encoded in the graphic code. These nested layers of identification and verification work together to provide comprehensive protection against tampering and counterfeiting while maintaining relatively simple individual components.

Inventive Principle:
Principle #7Nested doll (Nesting)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Facilitates cashless transactions, reduces cash handling and reporting complexities, enhances security by preventing tampering and counterfeiting, and allows remote credit management, improving operational efficiency and user convenience.

Implementation Method 1

such supports typically comprise an Rfid tag, i.e., a technology with radio frequency identification, in which users load the credit locally

Methodology Applied
Scientific EffectRadio frequency identification: Electromagnetic Induction

Data Source

PatentEP3985588A1A payment support
Publication Date: 2022.04.20 COGES
  • EP3985588A1 patent drawingFigure 1~2
  • EP3985588A1 patent drawing
  • EP3985588A1 patent drawing

AI summary

A payment support for payment systems comprising at least one graphic code (3) and at least one Rfid tag (6) uniquely associated with each other. Said graphic code (3) also comprising at least one address to a reserved space within a special reserved web page uniquely associated with the support (1), at least one unique identification number corresponding to the identification number of the Rfid tag (6) and at least one serial number of the Rfid tag (6) assigned upon the execution of the support (1) and also stored within the Rfid tag (6) itself. The address, unique identification number and serial number being encoded by means of a security code and the graphic code (3) allowing unique access to the reserved web page for managing the credit and information associated with the support (1).