Payment Terminal ESD Test Standardization

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Solution Overview

Problem

There is no standard test procedure for measuring the electrostatic discharge (ESD) resistance levels of Point of Sale (POS) payment terminals, which can lead to temporary or permanent damage due to increased metal-based components in payment devices.

Innovation Solution

A system and method using test equipment and procedures to measure the peak discharge current and energy levels of payment terminals under simulated conditions, including normal insertion, charge buildup through user activity, and incremental voltage testing to determine the terminal's ESD susceptibility.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If metal-based components are added to payment devices to enhance security features, then the security and functionality of payment devices are improved, but the susceptibility to electrostatic discharge damage increases

Engineering Contradiction:
Improvepayment device securityVSAvoidESD susceptibility
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent applies preliminary anti-action by implementing ESD protection circuits and design considerations before the actual ESD event occurs. The system proactively addresses potential ESD damage through preventive measures in the circuit design, such as incorporating protective components and grounding pathways that neutralize electrostatic threats before they can cause harm to the payment terminal or payment device.

Inventive Principle:
Principle #9Preliminary anti-action

2Reliability

If standard test procedures are implemented for ESD resistance measurement, then the reliability of payment terminals can be defined and improved, but currently no such standard exists leading to unmeasured vulnerability

Engineering Contradiction:
ImproveESD resistance levelVSAvoidESD resistance measurement
Core Design Contradiction:
ReliabilityVSDifficulty of detecting and measuring

Solution Approach 1:

The patent replaces complex manual ESD testing procedures with an automated measurement system that uses a current transducer and oscilloscope to automatically detect and quantify ESD events. This substitution transforms the difficult mechanical process of manual ESD testing into an automated electrical measurement system that can precisely measure peak current, rise time, and energy parameters without requiring complex manual intervention.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Measurement precision

If ESD testing is performed to measure peak discharge current and energy levels, then the ESD susceptibility of payment terminals can be characterized, but without such testing the vulnerability remains unknown

Engineering Contradiction:
ImproveESD susceptibility characterizationVSAvoidtest equipment and procedure complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The patent segments the ESD measurement process into distinct, manageable components: a current transducer for detecting discharge current, an oscilloscope for measuring temporal characteristics, and a structured test procedure that applies controlled ESD events. This segmentation allows each component to be optimized independently and simplifies the overall measurement system, making it possible to characterize ESD susceptibility through standardized, repeatable tests.

Inventive Principle:
Principle #1Segmentation

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Provides a standardized method to define ESD resistance levels of payment terminals, helping to prevent damage from electrostatic discharges and ensuring reliable transaction operations.

Implementation Method 1

ESD (Electrostatic Discharge) relates to sudden and momentary electric current that flows between two objects at different electrical potentials and is caused by direct contact or is induced by an electrostatic field.

Methodology Applied
Scientific EffectElectrostatic Discharge: Electrostatic Discharge

Data Source

PatentUS8474696B2Payment terminal ESD test
Publication Date: 2013.07.02 VISA INTERNATIONAL SERVICE ASSOCIATION
  • US8474696B2 patent drawing
  • US8474696B2 patent drawing
  • US8474696B2 patent drawing

AI summary

Systems and methods for performing test procedures for measuring and defining the sensitivity of payment terminals to ESD (electrostatic discharge) are disclosed. In some embodiments, a plurality of test equipment in a controlled environment are used to measure the peak discharge current (Ip) when a payment device is inserted into a payment terminal during several simulated conditions. Energy levels of the discharge currents are calculated using an energy calculation program. One or more reference current and energy levels are determined.