Payment Terminal With Segmented Transactional And Cumulative Storage Modules

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Solution Overview

Problem

Current payment terminals lack the capability to handle cash register functions, leading to fraud and errors in transaction logging, particularly when cash registers malfunction or are tampered with for fraudulent purposes, and there is a need for a solution to integrate secure and efficient accounting and tax management within the terminal.

Innovation Solution

A payment terminal integrating cash register functions with specific storage modules, including an extractable transactional storage module and a cumulative storage module, along with a dual display system and secure assembly mechanism to prevent tampering, allowing for secure and visible transaction recording and management.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If a cash register is connected to a payment terminal, then transaction data can be transmitted and received, but the cash register may malfunction or be tampered with, leading to inaccurate payment logs and potential fraud

Engineering Contradiction:
Improvetransaction logging accuracyVSAvoidfraud and malfunction risk
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent divides the storage function into two separate modules: a transactional storage module for individual transaction records and a cumulative storage module for totalized amounts. This segmentation ensures that if one module fails or is tampered with, the other can still provide accurate data, thereby resolving the contradiction between reliability and vulnerability to fraud.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent extracts the storage function from the cash register system and integrates it directly into the payment terminal. By incorporating dedicated storage modules within the terminal itself, the system eliminates dependence on external cash registers that may malfunction or be tampered with, thus improving reliability while reducing fraud risk.

Inventive Principle:
Principle #2Taking out (Extraction)

2Ease of repair

If the transactional storage module is made extractable, then it can be replaced when full without replacing the entire terminal, but this may compromise terminal security

Engineering Contradiction:
Improvestorage module replaceabilityVSAvoidterminal security
Core Design Contradiction:
Ease of repairVSReliability

Solution Approach 1:

The patent applies different security characteristics to different parts of the storage system. The transactional storage module is designed to be extractable and replaceable for ease of maintenance, while the cumulative storage module remains fixed and secured within the terminal. This local differentiation of security properties allows the system to maintain overall security while enabling easy replacement of the transactional module when full.

Inventive Principle:
Principle #3Local quality

3Loss of information

If dual display screens are added to show transaction data, then visibility and transparency are improved, but device complexity increases

Engineering Contradiction:
Improvetransaction visibilityVSAvoiddisplay system complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent designs the display system so that the dual screens serve multiple functions: they display transaction details for customer verification, show cumulative totals for accounting purposes, and can potentially display instructional information. By making the display system multi-functional, the patent justifies the increased complexity through enhanced versatility and information transparency.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentEP2824623B1Payment terminal incorporating cash-register functions
Publication Date: 2020.04.15 COMPAGNIE INDUSTRIELLE ET FINANCIERE D INGENIERIE INGENICO SA
  • EP2824623B1 patent drawingFigure 1A~1C
  • EP2824623B1 patent drawingFigure 2
  • EP2824623B1 patent drawingFigure 3a~3b

AI summary

The invention relates to a payment terminal integrating cash register functions, said terminal further comprising a keyboard, a first display screen and means for implementing means of payment, said terminal further comprising an upper half-shell and a lower half-shell, said terminal being characterized in that it comprises at least two specific memory modules comprising at least one transactional memory module and at least one cumulative memory module.