Payment Terminal Slot Bottom Parallel to Mounting Plane

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Solution Overview

Problem

Current payment terminals with side-mounted magnetic card readers face difficulties in translational movement due to inclined surfaces, which makes card insertion cumbersome and often results in transaction failures or finger adjustments to avoid the code cache, leading to reduced success rates.

Innovation Solution

The payment terminal design features a magnetic card slot with a bottom plane parallel to the terminal's installation plane, eliminating the need for matching the card's angle of inclination, allowing for easier card movement and preserving the code cache's dimensions by ensuring fingers do not contact the code cover during insertion.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Stability of the object's composition

If the groove bottom is inclined to match the terminal's inclination angle, then the card can be properly positioned in the groove, but the translational movement becomes difficult and requires pressing against the inclined surface

Engineering Contradiction:
Improvecard positioning stabilityVSAvoidcard insertion ease
Core Design Contradiction:
Stability of the object's compositionVSEase of operation

Solution Approach 1:

The groove bottom is made parallel to the installation plane instead of being inclined, inverting the conventional design approach. This allows the card to move horizontally without pressing against an inclined surface, while the side wall of the groove provides the necessary positioning constraint.

Inventive Principle:
Principle #13The other way round (Inversion)

Solution Approach 2:

The positioning function is shifted from the groove bottom (vertical dimension) to the groove side wall (horizontal dimension). This dimensional shift allows the bottom to be parallel to the installation plane while still maintaining proper card positioning through lateral constraints.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

2Device complexity

If the groove is positioned close to the code cache, then the terminal structure is compact, but the finger contact with the code cache obstructs the translational movement

Engineering Contradiction:
Improveterminal structure compactnessVSAvoidcard insertion smoothness
Core Design Contradiction:
Device complexityVSEase of operation

Solution Approach 1:

The groove bottom is made parallel to the installation plane instead of inclined, which changes the movement trajectory. This allows the card to be inserted horizontally without the finger needing to adjust its position to avoid the code cache, maintaining compact structure while ensuring smooth operation.

Inventive Principle:
Principle #13The other way round (Inversion)

3Ease of operation

If the groove bottom is parallel to the installation plane, then the translational movement is facilitated and finger contact with code cache is avoided, but the card positioning stability may be compromised

Engineering Contradiction:
Improvecard insertion easeVSAvoidcard positioning stability
Core Design Contradiction:
Ease of operationVSStability of the object's composition

Solution Approach 1:

The positioning function is transferred from the groove bottom to the groove side wall. The side wall provides lateral constraints that ensure proper card positioning, while the parallel bottom surface facilitates smooth horizontal translational movement without compromising stability.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Facilitates smoother card insertion by eliminating the need to press against an inclined surface and prevents finger contact with the code cache, enhancing transaction success rates and user convenience.

Implementation Method 1

The magnetic tracks of the card (25) can then be read by a magnetic head (26)

Methodology Applied
Scientific EffectMagnetic field: Magnetic Field

Data Source

PatentEP3016022B1Payment terminal
Publication Date: 2022.10.19 BANKS & ACQUIRERS INT HLDG SAS
  • EP3016022B1 patent drawingFigure 1~3
  • EP3016022B1 patent drawingFigure 4~5

AI summary

The invention relates to a payment terminal comprising a slot for inserting a magnetic memory card and whose general viewing plane, formed by a keypad and/or a terminal screen (PIT), forms a non-zero angle with a general mounting plane of said terminal. According to the invention, the plane of the bottom of the magnetic memory card slot is substantially parallel to the plane on which the terminal is mounted.