Electronic Product Testing System for Online Payment Simulation
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Solution Overview
Problem
Current product testing methods, especially for online payment features, face challenges with dummy credit card generators and gift cards, which fail to simulate real transactions, leading to incomplete testing and potential issues with payment processors, and are often costly and inefficient.
Innovation Solution
An electronic product testing system that retrieves data from a file containing testing results and uses a processing unit to test a second product with different digits, simulating user interactions and transactions, including expiration dates and configurable units, to effectively test online payment features without actual credit card transactions.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If dummy credit card generators are used for testing, then cost is reduced and ease of operation is improved, but testing reliability deteriorates because dummy cards are not processed as real transactions
Solution Approach 1:
The patent introduces a testing credit card as an intermediary tool that bridges the gap between dummy cards and real credit cards. This testing card is specifically designed to be processed by payment processors like real cards, enabling authentic transaction testing while maintaining control over testing parameters and costs.
Solution Approach 2:
The patent changes the parameters of the credit card by issuing specialized testing cards with specific properties (such as controlled expiration dates, spending limits, and unique identifiers) that allow them to be processed as real transactions while providing testing capabilities that dummy cards lack.
2Ease of operation
If gift cards are used for testing, then cost is reduced and ease of operation is improved, but testing reliability deteriorates because gift cards are blocked by payment processors and processed differently from credit cards
Solution Approach 1:
The testing credit card serves as an intermediary that overcomes the blocking issue faced by gift cards. Unlike gift cards that are frequently blocked by payment processors, testing credit cards are designed to be accepted and processed normally, enabling comprehensive testing of online payment features without interruption.
3Reliability
If corporate cards are used for testing, then testing reliability is improved by enabling real transactions, but device complexity and overhead increase due to manual setup requirements
Solution Approach 1:
The patent implements a self-service system where testing credit cards are automatically issued and configured through an integrated system. The system automatically manages card provisioning, parameter configuration, and transaction monitoring, eliminating the manual setup and administrative overhead associated with traditional corporate cards.
Solution Approach 2:
The testing credit card system is designed to be universal, working across multiple payment processors and platforms. A single testing card can be used for various testing scenarios (different merchants, transaction types, and amounts) without requiring separate setup procedures for each case.
4Ease of operation
If outsourcing product testing is done, then ease of operation is improved for suppliers without in-house testers, but productivity deteriorates due to time-consuming processes and challenging tester selection
Solution Approach 1:
The system enables suppliers to perform testing themselves using the provided testing credit cards and platform tools. This self-service approach eliminates the need to outsource testing, allowing suppliers to conduct tests in-house with immediate results and full control over the testing process, thereby improving productivity while maintaining ease of operation.
Data Source
AI summary
An electronic product testing system includes: a testing device having a processing unit configured to provide a digital image that includes a feature of a product to be tested based at least in part on an instruction file; wherein the testing device is configured to test the product based at least in part on a set of digits by submitting the set of digits for processing by a repository.