Personal Identity Value Generation for Wireless Device Authentication
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Solution Overview
Problem
Current methods for detecting identity theft in computer applications, networks, and devices often result in false positives due to reliance on statistical models based on transaction characteristics, lacking a personalized approach to authentication, and failing to effectively utilize wireless device location data for identity verification.
Innovation Solution
An automated system and method that generates a Personal Identity Value by integrating wireless device location data, home location, and other identity data to authenticate entities, using a unique identifier and Identity Risk Logic Resources to evaluate entities and refine their identity representation for secure access control.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If statistical models based on transaction characteristics are used to detect identity theft, then fraud detection capability is improved, but false-positive indications increase
Solution Approach 1:
The patent changes the parameters used for fraud detection from general transaction characteristics to personalized parameters including wireless device location data, home location, and other entity-specific data. This creates a more precise measurement that reduces false positives while maintaining fraud detection capability.
Solution Approach 2:
The patent segments the fraud detection approach by creating personalized identity representations for different entities rather than using a single statistical model for all transactions. Each entity gets its own baseline profile, allowing for more accurate individualized assessment.
2Measurement precision
If personalized identity representation is implemented, then authentication accuracy is improved, but system complexity increases
Solution Approach 1:
The patent implements a multi-functional system where the Identity Register serves multiple purposes: storing wireless device location data, maintaining home location information, generating personalized identity representations, and providing authentication services. This universal approach manages complexity by consolidating functions into a single system.
Solution Approach 2:
The patent introduces an Identity Register as an intermediary component that mediates between various data sources (wireless networks, transaction systems) and the authentication process. This intermediary organizes and manages the personalized data, making the system more manageable despite increased complexity.
3Reliability
If wireless device location data is integrated into authentication, then identity verification reliability is improved, but data processing requirements increase
Solution Approach 1:
The patent performs preliminary actions by collecting and storing wireless device location data and home location information in advance, before authentication is needed. The Identity Register maintains these data profiles proactively, so when authentication is required, the personalized identity representation is already prepared, reducing real-time processing requirements.
Data Source
AI summary
An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or other automated or electronic devices requiring identity verification is provided. A unique Personal Identity Value is computed and stored in an Identity Register for the entity or individual and may be used for a variety of applications including recognizing incidents of identity theft. This Personal Identity Value is based on one or more computer logic resources that incorporate the relationship among a variety of identification information elements and parameters associated with the entity or individual, such as the entity's or individual's wireless device location, the entity's or individual's home location, other associated locations, automated activities engaged in and applications accessed.