Personal Information Manager for Automated Mortality Tracking
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Solution Overview
Problem
Current systems for tracking individual mortality are error-prone and inefficient, leading to unclaimed assets as beneficiaries often remain unaware of a deceased person's investments across multiple states, resulting in delayed or missed notifications.
Innovation Solution
A computer-implemented method and system that electronically receives personal information and unique identifiers to search mortality databases, automatically notifying access individuals of a monitored individual's death, utilizing a centralized database and secure transmission protocols to ensure timely and accurate notifications.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Device complexity
If passive mortality tracking systems are used, then system complexity is reduced, but notification timeliness and reliability deteriorate
Solution Approach 1:
The system enables active self-service mortality tracking where the monitored individual proactively reports their status or the system automatically checks multiple databases using their authorization. This shifts from passive waiting for notifications to active self-monitoring, improving timeliness without proportionally increasing complexity
Solution Approach 2:
The system performs preliminary actions by pre-authorizing database access and pre-configuring notification pathways before mortality events occur. When death is detected, the notification infrastructure is already in place and activated, eliminating delays associated with setting up notification systems after the fact
2Reliability
If data from multiple state databases is checked, then mortality tracking reliability is improved, but system complexity increases
Solution Approach 1:
The system implements a universal interface that handles multiple state database queries through a single standardized protocol. The notification system serves multiple functions: it can notify beneficiaries, update estate records, and trigger insurance claims, all through one unified platform that manages diverse data sources
Solution Approach 2:
The system introduces an intermediary layer between the user and multiple state databases. This intermediary manages authentication, authorizes access to social security and state death index databases, and standardizes responses from different sources, reducing the complexity burden of interfacing with multiple governmental systems
3Measurement precision
If automated mortality searching is implemented, then notification accuracy is improved, but information security risks increase
Solution Approach 1:
The system performs preliminary security actions by obtaining explicit user authorization and configuring access controls before any mortality database searches are conducted. Encryption keys and access credentials are pre-established and securely stored, allowing automated searching to proceed without compromising security
Solution Approach 2:
The system uses an intermediary security layer that mediates between the automated search functions and external databases. This intermediary encrypts queries and responses, manages authentication tokens, and ensures that sensitive personal information is protected during automated mortality checking processes
Data Source
AI summary
A computer-implemented method for managing personal information. The method includes (a) electronically receiving personal information of a monitored individual and a unique identifier of the monitored individual; (b) electronically receiving mortality information based on a mortality database having one or more records; and (c) electronically searching the mortality database records for the unique identifier of the monitored individual to obtain a mortality search result.