Personal Value Vector Generation from Multi-Source Data

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Solution Overview

Problem

Existing methods for assessing an individual's value rely solely on financial data, which does not provide a comprehensive or accurate measure of their overall worth, as they do not consider social connections, self-identified data, societal affiliations, consumer behavior, or third-party feedback.

Innovation Solution

A network-based service that aggregates and enhances data from various sources, including self-identified, self-generated, social connection, societal connection, financial, consumer, and third-party feedback data to generate a dynamic personal value for individuals, represented as a multi-dimensional vector that can fluctuate based on attributes and market needs.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If only financial data is collected to assess individual value, then the assessment process is simple and fast, but the accuracy and comprehensiveness of the value assessment deteriorates

Engineering Contradiction:
Improveaccuracy of individual value assessmentVSAvoidcomplexity of data collection system
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The patent segments the individual value assessment into multiple independent data dimensions (financial data, self-identified data, self-generated data, social connection data, societal connection data, consumer data, and third-party feedback data). Each dimension is collected and processed separately, then integrated to form a comprehensive personal value profile. This segmentation allows the system to maintain simplicity in each data collection module while achieving high overall accuracy through multi-dimensional assessment.

Inventive Principle:
Principle #1Segmentation

2Loss of information

If multiple data sources are aggregated to enhance personal value assessment, then the comprehensiveness of the assessment improves, but the data processing time and computational resources increase

Engineering Contradiction:
Improvecompleteness of individual informationVSAvoidtime for data processing
Core Design Contradiction:
Loss of informationVSLoss of time

Solution Approach 1:

The patent implements preliminary action by pre-collecting and storing various types of data (financial, social, consumer, etc.) in advance before they are needed for assessment. Data is aggregated and organized into structured formats ahead of time, so when a personal value assessment is required, the system can quickly retrieve and process pre-prepared data rather than collecting everything from scratch. This reduces real-time processing time while maintaining complete information.

Inventive Principle:
Principle #10Preliminary action

3Measurement precision

If a comprehensive multi-dimensional data model is used to represent personal value, then the precision of matching individuals with opportunities improves, but the complexity of data storage and retrieval increases

Engineering Contradiction:
Improveprecision of individual-opportunity matchingVSAvoidcomplexity of data storage system
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The patent transforms the personal value assessment from traditional two-dimensional representations (such as simple credit scores) to multi-dimensional vectors that capture numerous aspects of an individual's profile simultaneously. Each data category becomes a dimension in the vector space, allowing for much more precise matching with opportunities that have corresponding multi-dimensional requirements. The system manages this complexity through structured data models and efficient retrieval algorithms.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

Data Source

PatentUS9002753B2Method and apparatus for providing a personal value for an individual
Publication Date: 2015.04.07 AT&T INTELLECTUAL PROPERTY I L P
  • US9002753B2 patent drawing
  • US9002753B2 patent drawing
  • US9002753B2 patent drawing

AI summary

A method and apparatus for generating a personal value for a user are disclosed. For example, the method collects data associated with the user, wherein the data that is collected comprises social connection data, enhances the data that is collected, receives a request, and generates a response to the request by using a personal value for the user, where the personal value is generated from the data that is enhanced.