Personalized GUI Icons for Eligibility-Based Product Selection

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Solution Overview

Problem

Existing digital object origination processes often discourage users by offering ineligible products and failing to suggest better-suited options based on user needs and eligibility criteria.

Innovation Solution

A computing system with a graphical user interface that receives user inputs to personalize entity object options, visually differentiates eligible products, and facilitates document population for application, including a backend system communication to manage underwriting processes.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If the system displays all entity objects without eligibility filtering, then users have comprehensive product options, but users may apply for ineligible products causing rejection

Engineering Contradiction:

Improveproduct optionsVSAvoidapplication eligibility

Core Design Contradiction:

Adaptability or versatilityVSReliability

Solution Approach 1:

The system performs preliminary eligibility assessment before displaying entity objects to the user. The backend system evaluates user data against eligibility criteria and pre-filters the list of available products, ensuring only eligible options are presented. This preliminary action prevents users from applying for ineligible products while maintaining comprehensive product discovery within eligibility constraints.

Inventive Principle:

Principle #10Preliminary action

Solution Approach 2:

The system introduces an intermediary eligibility verification layer between the user and the full product catalog. This intermediary component (the eligibility assessment mechanism) acts as a filter that mediates between the user's product selection preferences and the system's eligibility requirements, ensuring smooth interaction without direct conflicts.

Inventive Principle:

Principle #24Intermediary (Mediator)

2Adaptability or versatility

If the system displays multiple similar entity objects, then users have more choices, but it becomes difficult for users to identify the best-suited option

Engineering Contradiction:

Improveproduct choicesVSAvoidproduct suitability identification

Core Design Contradiction:

Adaptability or versatilityVSDifficulty of detecting and measuring

Solution Approach 1:

The system applies local quality differentiation by assigning distinct visual characteristics to entity objects based on their eligibility status and suitability score. Eligible objects with higher suitability receive enhanced visual treatment (such as highlighting, border emphasis, or position preference) compared to other eligible objects, making the best-suited option easily identifiable while maintaining the display of multiple choices.

Inventive Principle:

Principle #3Local quality

Solution Approach 2:

The system utilizes visual differentiation through color or visual attribute changes to indicate the relative suitability of entity objects. The best-suited eligible object is visually distinguished from other options through enhanced coloring, highlighting, or visual emphasis, enabling users to quickly identify the optimal choice without losing visibility of alternative options.

Inventive Principle:

Principle #32Color changes

3Loss of information

If the system provides detailed product information upfront, then users can make informed decisions, but the interface complexity increases

Engineering Contradiction:

Improveproduct information availabilityVSAvoidinterface complexity

Core Design Contradiction:

Loss of informationVSDevice complexity

Solution Approach 1:

The system segments product information into multiple layers of detail. The primary interface displays essential eligibility and suitability information in an organized manner, while comprehensive detailed specifications are available through expandable sections or separate views. This segmentation provides necessary information without overwhelming the user or excessively complicating the interface layout.

Inventive Principle:

Principle #1Segmentation

Data Source

PatentUS12474818B2Customized graphical user interface access systems graphically depicting icons

Publication Date: 2025.11.18 TRUIST BANK

AI summary

Systems and methods receive, via a GUI, and process input data of input(s) indicating a user's need for an entity object accessible via an entity, the input(s) being provided based on selected user interface component(s) depicted via the GUI, the entity object being personalized for the user. A request for the entity object is transmitted across a network and from the computing device to a backend system. At least two personalized entity object options initially determined to be available to the user are received, via the network and from the backend system, where each of the at least two personalized entity objects includes respective attributes customized based on user data of the user. Two or more of the personalized entity objects are displayed, where each includes at least one graphical icon for user customization, and at least one of the displayed personalized entity objects appears visually differentiated.