Phishing Redirect for Consumer Education

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Solution Overview

Problem

Users are exposed to phishing attacks while waiting for service providers to evaluate and disable fraudulent websites, leading to confusion and loss of confidence in online transactions.

Innovation Solution

A system and method that detects fraudulent websites, compiles education data, stores it on a server, and redirects users to an education website when they attempt to access a phishing site, preventing exposure to error messages and educating users about fraud prevention.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If service providers evaluate and disable fraudulent websites, then fraud prevention is improved, but users are exposed to fraud during the evaluation period

Engineering Contradiction:
Improvefraud preventionVSAvoidevaluation period
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary detection and identification of fraudulent websites before users access them. By proactively detecting phishing sites and preparing education content in advance, the system reduces the effective exposure time during evaluation, allowing rapid redirection to education websites once fraud is detected.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system introduces an intermediary education website that mediates between the fraudulent site and the user. When fraud is detected, users are redirected to this intermediary education website that provides fraud awareness information, preventing direct exposure to the fraudulent content while the service provider completes its evaluation process.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If service providers disable fraudulent websites, then user protection is improved, but users receive error messages causing confusion

Engineering Contradiction:
Improveuser protectionVSAvoiduser confidence
Core Design Contradiction:
ReliabilityVSLoss of information

Solution Approach 1:

The system converts the harmful error message into a beneficial education opportunity. Instead of displaying confusing error messages that erode user confidence, the system redirects users to education websites that explain fraud prevention, transforming a negative user experience into a valuable learning moment that actually improves user awareness and trust.

Inventive Principle:
Principle #22Blessing in disguise (Convert harm into benefit)

Solution Approach 2:

The education website serves as an intermediary that replaces the harmful error message. Rather than directly exposing users to confusing error messages about site disabling, the intermediary provides clear, educational content that explains the situation and offers fraud prevention guidance, maintaining user confidence while still protecting them.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Object-affected harmful factors

If users are redirected to education websites, then fraud exposure is reduced, but service provider evaluation time increases

Engineering Contradiction:
Improvefraud exposureVSAvoidevaluation time
Core Design Contradiction:
Object-affected harmful factorsVSDuration of action of moving object

Solution Approach 1:

The system performs fraud detection and prepares education content in advance, before users actually access the fraudulent websites. This preliminary action allows the system to have education websites ready for immediate redirection, reducing the effective evaluation time users experience while maintaining comprehensive fraud detection and service provider evaluation processes.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS8608487B2Phishing redirect for consumer education: fraud detection
Publication Date: 2013.12.17 BANK OF AMERICA CORP
  • US8608487B2 patent drawing
  • US8608487B2 patent drawing
  • US8608487B2 patent drawing

AI summary

A method and system for detecting fraud may redirect a user from a phishing message to an education message. The phishing message may include a phishing website that mimics a target entity. A user may be convinced to disclose sensitive information to a fraudster operating the phishing website. The phishing website may be maintained through a service provider and the target entity may request that the service provider disable the phishing website. During evaluation of the target entity's request by the service provider, a user may be directed to an education website that may be displayed until the phishing website may be permanently disabled. The education website may include information or identify a source of information that may help educate the user on fraud prevention, phishing, the target entity, the targeted industry, future prevention tips and suggestions, and other related information.