Piezoelectric Sensor Arrays for Structural Damage Assessment

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Solution Overview

Problem

Accurately determining and quantifying damage to structures, such as roofs, following loss events like hailstorms or earthquakes, is challenging without manual inspections, leading to inefficiencies in insurance claim processing.

Innovation Solution

Deploying piezoelectric sensor arrays on structures to detect physical forces and convert them into electrical charges, which are then processed to estimate damage, and communicate this data to insurance providers via a network for real-time assessment and claim processing.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If manual inspections are used to determine damage, then measurement precision is improved, but loss of time and productivity deteriorate

Engineering Contradiction:
Improvedamage assessment accuracyVSAvoidclaim processing time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The system performs preliminary damage detection by installing sensors on structures before loss events occur. These sensors continuously monitor and record structural responses, so when a loss event happens, the damage data is already captured and available for immediate analysis, eliminating the need for time-consuming post-event manual inspections

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent replaces manual mechanical inspection systems with automated sensor-based detection systems. Sensors convert physical damage indicators into electrical signals that are processed automatically, substituting human inspectors and manual assessment methods with electronic detection and computational analysis

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Measurement precision

If manual inspections are deployed for damage assessment, then measurement precision is improved, but device complexity and ease of operation worsen

Engineering Contradiction:
Improvedamage quantification accuracyVSAvoidinspection system complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The sensor system performs self-service by automatically detecting, recording, and transmitting damage data without requiring human intervention. The system autonomously monitors structural health, processes sensor signals, and generates damage assessments, eliminating the need for complex manual inspection procedures and highly trained inspectors

Inventive Principle:
Principle #25Self-service

3Productivity

If sensor data is collected and processed automatically, then productivity is improved, but device complexity increases

Engineering Contradiction:
Improveclaim processing efficiencyVSAvoidsensor system complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The sensor system is designed with multi-functionality to justify its complexity: it performs damage detection, data recording, signal processing, and communication functions within a single integrated platform. This universal approach allows one complex system to replace multiple simpler systems (sensors, data loggers, communication devices), improving overall productivity while managing complexity through consolidation

Inventive Principle:
Principle #6Universality (Multi-functionality)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Enables rapid, automated damage assessment and claim filing, reducing the need for in-person inspections, lowering costs, and enhancing the efficiency of insurance processing by providing immediate and accurate damage data to insurance providers.

Implementation Method 1

the sensor data corresponding to an electrical charge generated by the at least one sensor in response to a physical force exerted on the portion of the property

Methodology Applied
Scientific EffectPiezoelectric effect: Piezoelectric Effect

Data Source

PatentUS10572948B1Systems and methods for processing damage to insured properties or structures
Publication Date: 2020.02.25 STATE FARM MUTAL AUTOMOBILE INSURANCE COMPANY
  • US10572948B1 patent drawing
  • US10572948B1 patent drawing
  • US10572948B1 patent drawing

AI summary

Methods and systems for processing data associated with potential damage to a portion of the property. One or more sensors may be disposed in proximity to the portion of the property, where the one or more sensors are configured to sense physical force applied to the portion. A controller module calculates mechanical force data based on the sensor data and estimates an amount of damage to the portion of the property based on the mechanical force data. In some aspects, an insurance provider can use the estimated amount of damage to perform insurance coverage functionalities, estimate damage to additional properties, maintain a damage history for the property, and notify customers of suggested improvements to the property.