PIN-Based Data Verification System for Privacy Protection
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Solution Overview
Problem
Service providers face challenges in verifying sensitive data such as income and employment information due to contractual, regulatory, and privacy restrictions, making it difficult for data owners to share or communicate this information with third parties without compromising personally identifying information.
Innovation Solution
A data verification system that uses a verification engine and decision system to send inquiries to data owning entities, receiving affirmative or negative responses without sharing personal data, and assigns personal identification numbers (PINs) to match requests with specific files, allowing for data verification without exposing personally identifying information.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Measurement precision
If data owners share or communicate sensitive data with third-party service providers, then verification accuracy is improved, but privacy protection and regulatory compliance deteriorate
Solution Approach 1:
The patent introduces a data verification system that acts as an intermediary between data owners and service providers. This system uses personal identification numbers (PINs) as mediators to enable verification of sensitive data (income, employment, assets) without exposing the actual personal information. The PIN-based matching mechanism allows the intermediary to confirm data accuracy while maintaining privacy protection and regulatory compliance.
Solution Approach 2:
The patent extracts the essential verification function from the actual sensitive data. Instead of sharing personal information, the system uses extracted identifiers (PINs) that can verify data authenticity without revealing the underlying sensitive information. This extraction approach allows verification accuracy to be maintained while removing the privacy risks associated with data sharing.
2Loss of information
If personal identifying information is shared for verification purposes, then data verification completeness is improved, but regulatory compliance and security requirements worsen
Solution Approach 1:
The system employs PINs as intermediary identifiers that enable complete verification of personal data without transmitting actual personal identifying information. The intermediary verification system matches PINs from different data sources (payroll, banking, government) to confirm data accuracy, achieving verification completeness while maintaining regulatory compliance by never exposing sensitive information.
Solution Approach 2:
The patent creates and uses copies of identifying information in the form of PINs instead of original personal data. These PIN copies contain enough information to verify identity and data accuracy but are designed to be non-sensitive. The copying mechanism allows complete verification while avoiding regulatory violations that would result from sharing actual personal information.
3Reliability
If multiple data sources are queried for verification, then verification reliability is improved, but system complexity increases
Solution Approach 1:
The patent implements a universal PIN-based verification system that can query multiple different data sources (payroll processors, banks, government agencies) using the same verification mechanism. The PIN serves as a universal key that works across all data sources, enabling the system to query multiple sources for improved reliability without increasing complexity. Each data source responds to the same PIN-based inquiry format, simplifying the multi-source verification process.
Data Source
AI summary
Systems and methods for verifying data including income and employment, assets, healthcare claims, clinical data, and other types of data subject to various regulatory and/or privacy restrictions.