Player Account Information Management for Granular Fund Analysis

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Solution Overview

Problem

Existing gaming ecosystems lack granular management of player-level funds, preventing compliance, risk analysis, and insurance at the individual player level due to the commingling of funds in aggregate accounts.

Innovation Solution

A player information management system (PIMS) that processes gaming data to create individual player accounts, tracks transactions, and maintains player-level ledgers, enabling compliance, risk assessment, and insurance at the player level.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If funds are managed in large commingled aggregate accounts at the platform provider layer, then fund management efficiency is improved and operational complexity is reduced, but player-level compliance analysis, risk assessment, and insurance capabilities are lost

Engineering Contradiction:
Improvefund management efficiencyVSAvoidplayer-level analysis capability
Core Design Contradiction:
ProductivityVSMeasurement precision

Solution Approach 1:

The patent segments the commingled aggregate account into multiple virtual sub-accounts, each corresponding to a specific player. This segmentation allows the system to maintain the operational efficiency of aggregate account management while enabling player-level tracking and analysis through distinct virtual account identifiers within the same physical account structure.

Inventive Principle:
Principle #1Segmentation

2Reliability

If individual player accounts and ledgers are maintained at the platform provider layer, then player-level compliance, risk analysis, and insurance are enabled, but system complexity and data management burden increase

Engineering Contradiction:
Improvecompliance and risk management capabilityVSAvoidsystem structural complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent introduces a player information management system as an intermediary layer between the aggregate account system and player-level analysis requirements. This intermediary system handles the complexity of individual player tracking, compliance monitoring, and risk assessment, while presenting a simplified interface to both the aggregate account management and the analytical functions.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Measurement precision

If player-level fund tracking is implemented, then transaction reconciliation and compliance monitoring are enhanced, but data processing requirements and computational resources increase

Engineering Contradiction:
Improvetransaction tracking accuracyVSAvoidcomputational resource consumption
Core Design Contradiction:
Measurement precisionVSUse of energy by moving object

Solution Approach 1:

The patent creates virtual copies of player accounts within the aggregate account system. These virtual accounts are lightweight data structures that mirror the essential tracking information needed for compliance and reconciliation, without requiring full duplication of the complex account management infrastructure. This copying approach enables precise tracking while minimizing computational overhead.

Inventive Principle:
Principle #26Copying

Data Source

PatentUS12406217B2Computer-based information management system configured for automated and dynamic account analysis and methods thereof
Publication Date: 2025.09.02 BANKCARD SERVICES LLC
  • US12406217B2 patent drawing
  • US12406217B2 patent drawing
  • US12406217B2 patent drawing

AI summary

Systems and methods of the present disclosure enable user-level activity recordation using population level activity data by receiving operator data including a record of activities performed by users on an operator system. Each entry in the record of activities is parsed to form structured activity entries representing each activity executed on the operator system. Each entry in the record of activities is matched to an individual account in an account database based on an individual identifier of each entry and an account individual identifier identifying the individual account. A statistical metric representing the activity history of the individual account is produced based on each entry matched to the individual account, and an activity history dashboard is displayed on an operator computing device to depicts the statistical metric for the individual account.