Portable Terminal Cash Deposit Interface for Lower ATM Complexity

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Solution Overview

Problem

There is a desire for cost reduction and simplification of depositing and dispensing management in money handling devices.

Innovation Solution

A system comprising portable devices that function as input and display units for both money depositing and dispensing devices, eliminating the need for input and display components in these devices, and utilizing wireless communication for authentication and data transfer.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If input and display units are integrated into the money handling device, then the device can perform complete transactions, but the device cost and complexity increase

Engineering Contradiction:
Improvetransaction completenessVSAvoiddevice structure
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent extracts the input and display units from the money handling device and relocates them to the user's portable terminal. This allows the money handling device to focus solely on money processing functions, reducing its complexity and cost while maintaining complete transaction capabilities through the portable terminal's interface

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The portable terminal serves multiple functions: it acts as the input unit for transaction instructions, the display unit for showing transaction information, and the authentication device. By making the portable terminal universal for these functions, the patent eliminates the need for separate input and display components in the money handling device

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Device complexity

If input and display units are removed from the money handling device, then the device cost and complexity are reduced, but the device cannot independently perform user interaction functions

Engineering Contradiction:
Improvedevice structureVSAvoidindependent operation
Core Design Contradiction:
Device complexityVSAdaptability or versatility

Solution Approach 1:

The patent merges the input and display functions with the portable terminal, which the user already possesses. This combination allows the money handling device to maintain simplicity while the portable terminal provides the necessary interaction capabilities, creating a distributed system where components work together seamlessly

Inventive Principle:
Principle #5Merging (Combining)

3Reliability

If portable devices are used for authentication and data storage, then security is enhanced and management is simplified, but wireless communication infrastructure is required

Engineering Contradiction:
ImprovesecurityVSAvoidsystem infrastructure
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The portable terminal uses its existing features (mobile phone number, SMS capability) for authentication and data storage. The system leverages what the user already has and uses regularly, enhancing security through familiar technologies while avoiding the need for specialized security hardware or complex infrastructure

Inventive Principle:
Principle #25Self-service

Data Source

PatentEP3594915B1Currency deposit device, currency withdrawal device, portable terminal, and money deposit/withdrawal system
Publication Date: 2026.01.21 GLORY LTD
  • EP3594915B1 patent drawingFigure 1
  • EP3594915B1 patent drawingFigure 2
  • EP3594915B1 patent drawingFigure 3

AI summary

Provided is a money depositing device, comprising: a receiving unit that receives depositing instruction information on a depositing instruction from a portable device by wireless communication, the depositing instruction being accepted by the portable device from a user; a depositing processing unit that performs depositing processing of money placed into an inlet by the user in accordance with the depositing instruction information received by the receiving unit; and a transmitting unit that transmits a depositing result of the depositing processing performed by the depositing processing unit to the portable device by wireless communication.