Unified POS SDK Framework for Seamless Tender Processing
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Solution Overview
Problem
Current shopping and payment frameworks are inflexible and disjointed, requiring merchants to navigate multiple interfaces for processing transactions involving both 'tenders' and 'non-tenders', leading to a lack of seamless interaction between merchants and users.
Innovation Solution
The development of software development kits (SDKs) for point-of-sale devices and mobile device interactive frameworks, which enable merchants to customize a flexible framework for shopping and payment processes, integrating with consumer applications for seamless transaction processing using digital wallets.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If current shopping and payment frameworks are used, then merchants can process transactions, but the frameworks are inflexible and require disjointed interfaces for tenders and non-tenders
Solution Approach 1:
The patent combines the processing of tenders and non-tenders into a single unified interface. The merchant device receives both tender information and non-tender information through one integrated interface, eliminating the need for separate disjointed interfaces. This merging approach maintains framework flexibility while reducing interface complexity.
Solution Approach 2:
The unified interface is designed to handle multiple types of transactions universally - both tenders and non-tenders can be processed through the same interface. This multi-functional interface adapts to different transaction types without requiring separate specialized interfaces, thereby improving framework flexibility while maintaining simplicity.
2Productivity
If manual entry of information is required for both tenders and non-tenders, then transactions can be processed, but the process is time-consuming and lacks seamless interaction
Solution Approach 1:
The system performs preliminary actions by automatically capturing tender information and non-tender information before the transaction processing begins. The merchant device receives pre-formatted information packages containing both tender details and non-tender details, eliminating the need for manual entry during the transaction process and significantly reducing processing time.
Solution Approach 2:
The system enables self-service by automatically managing the collection, formatting, and transmission of both tender and non-tender information. The framework itself performs the data entry and organization tasks that would otherwise require manual merchant input, thereby increasing productivity and eliminating time loss associated with manual operations.
3Ease of operation
If disjointed interfaces are used for tender and non-tender processing, then transactions can be completed, but seamless interaction between merchant and user is not achieved
Solution Approach 1:
The patent merges the separate tender interface and non-tender interface into a single unified interface that handles both types of information simultaneously. This unified interface presents a cohesive user experience to the merchant, allowing seamless interaction without requiring the merchant to switch between disjointed interfaces, thereby improving ease of operation.
Data Source
AI summary
There are provided systems and methods for software development kits for point-of-sale device and mobile device interactive frameworks. A service provider, such as a payment provider, that offers online and cloud based digital wallet services may configure flexible software frameworks for a merchant's point-of-sale device and a user's mobile device. A framework for a merchant's device may allow for user check-in with the merchant, and may utilize multiple different communication protocols to receive tenders and non-tenders from the user's mobile device. Thus, the user's mobile device may communicate with the merchant device to provide tokens that may be resolved by the merchant using the payment provider and/or a payment host to receive payment processing confirmation. Moreover, the frameworks may allow for a transaction to be synchronized to the user's mobile device so that the user may receive updates after processing of the tokens.