Post-Transfer Instruction Execution in Server Systems

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Solution Overview

Problem

Current methods for resource transfers in computer networks often lack comprehensive post-transfer instructions, leading to inefficiencies and increased reliance on third-party servers for completing transactions, which can result in higher network traffic and potential fraud risks.

Innovation Solution

A server computer system that receives transfer requests, obtains post-transfer instructions from client devices, and executes these instructions to offset transfer amounts, including sending transfer requests to electronic addresses and verifying authentication status, thereby reducing reliance on third-party servers and enhancing transaction security.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If transfer requests only include basic transfer instructions, then the transfer process is simple, but post-transfer operations are inefficient and require third-party servers

Engineering Contradiction:
Improvepost-transfer operation efficiencyVSAvoidtransfer request structure
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent applies preliminary action by including post-transfer instructions in the transfer request before the transfer is executed. This allows the receiving node to prepare and execute post-transfer operations automatically without requiring additional third-party server interventions, thereby improving post-transfer operation efficiency while maintaining a straightforward transfer request structure.

Inventive Principle:
Principle #10Preliminary action

2Reliability

If third-party servers are used to complete transfers, then transaction security is reduced, but network traffic increases

Engineering Contradiction:
Improvetransaction securityVSAvoidnetwork traffic
Core Design Contradiction:
ReliabilityVSLoss of energy

Solution Approach 1:

The patent extracts the post-transfer operation execution function from third-party servers and transfers it to the receiving node. By including post-transfer instructions in the original transfer request, the system eliminates the need for additional third-party server involvement, reducing network traffic and improving transaction security while maintaining operational efficiency.

Inventive Principle:
Principle #2Taking out (Extraction)

3Reliability

If comprehensive post-transfer instructions are implemented, then fraud risks are minimized, but the transfer request complexity increases

Engineering Contradiction:
Improvefraud preventionVSAvoidinstruction set
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent implements comprehensive post-transfer instructions in the transfer request before transfer execution. This preliminary inclusion of offset instructions enables automatic fraud prevention mechanisms at the receiving node without requiring complex third-party verification processes, thereby minimizing fraud risks while keeping the instruction set manageable and integrated.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS20240289759A1Method and system for performing post-transfer instructions
Publication Date: 2024.08.29 THE TORONTO DOMINION BANK
  • US20240289759A1 patent drawing
  • US20240289759A1 patent drawing
  • US20240289759A1 patent drawing

AI summary

A server computer system, comprises a processor; a communications module coupled to the processor; and a memory coupled to the processor, the memory storing instructions that, when executed, configure the processor to receive, via the communications module and from a third party server computer system, a transfer request that defines a transfer amount; obtain, via the communications module and from a client device, post-transfer instructions to offset a portion of the transfer amount; complete a transfer according to the transfer request; and perform the post-transfer instructions to offset the portion of the transfer amount.