Pre-filling Vehicle Data Check via Financial Intermediary
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Solution Overview
Problem
Fueling stations lack an efficient method to verify vehicle compatibility and limit fuel/electricity dispensing based on vehicle parameters, leading to potential misuse and inefficiencies.
Innovation Solution
A pre-filling vehicle data check method and system that uses a financial institution and a data center to authorize filling events by identifying vehicle parameters, preventing incompatible fuel types, controlling dispensing amounts, and ensuring proper vehicle usage through communication between the filling station, financial institution, and data center.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Productivity
If fueling stations communicate with vehicles to precondition pumps, then operational efficiency is improved, but system complexity increases due to additional communication infrastructure
Solution Approach 1:
The patent introduces a financial institution as an intermediary between the fueling station and the vehicle owner. The financial institution receives authorization requests from the fueling station, identifies the vehicle using financial account information, retrieves vehicle parameters from a data center, and sends authorization decisions back. This intermediary approach enables vehicle identification and parameter verification without requiring direct complex communication infrastructure between the fueling station and vehicle, thus improving operational efficiency while managing system complexity.
2Reliability
If vehicle parameters are verified before fueling, then fuel compatibility and misuse prevention are improved, but authorization time increases
Solution Approach 1:
The system performs vehicle identification and parameter retrieval as preliminary actions before the actual fueling operation. By using the financial account information (which is already available during the fueling transaction) to identify the vehicle and pre-fetch vehicle parameters from the data center, the system ensures fuel compatibility verification is completed in advance, maintaining reliability while minimizing the time added to the fueling process.
3Reliability
If financial code recognition is used to identify vehicles, then authorization security is improved, but system complexity increases due to integration requirements
Solution Approach 1:
The patent leverages the existing financial account information system for multiple purposes: payment processing, vehicle identification, and authorization verification. By using the financial code (account number) as a universal identifier that serves both payment and vehicle identification functions, the system improves authorization security without requiring separate vehicle identification infrastructure, thus reducing integration complexity.
Data Source
AI summary
A pre-filling vehicle data check method and system are disclosed herein. One example of the method includes receiving, at a financial institution, an authorization request from a filling station for initiating a filling event, where the authorization request includes a financial code. Via a computing device at the financial institution, the financial code is recognized as being associated with at least one of a vehicle identification number or a station identification associated with a vehicle, thereby identifying the vehicle. At least one parameter of the vehicle is identified via a computing device at a data center in selective communication with the vehicle and the financial institution, and an authorization or denial of the at least one filling event based at least upon the at least one parameter is transmitted from the computing device at the data center.