Privacy Provider Service Token Mediation for Anonymous Mobile Transactions

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Solution Overview

Problem

Individuals' privacy is compromised when using mobile devices due to the exposure of unique identifiers and personal data during service transactions, leading to potential breaches and identity theft.

Innovation Solution

A Privacy Provider Service (PPS) computing platform separates mobile device identity from individual identity by binding device ownership to a separate entity, using transaction tokens to mask identities and manage communications and payments anonymously.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If mobile devices use unique identifiers for service transactions, then service delivery and communication are enabled, but user privacy is compromised and identity exposure occurs

Engineering Contradiction:
Improveservice transaction capabilityVSAvoidprivacy exposure
Core Design Contradiction:
Ease of operationVSObject-affected harmful factors

Solution Approach 1:

The patent introduces a Privacy Provider Service (PPS) as an intermediary between the mobile device and service providers. The PPS holds the unique device identifiers and communicates with service providers on behalf of the device, allowing service transactions to proceed while preventing direct exposure of the user's true identity and device identifiers to external parties.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent segments the identity management function by separating the device's unique identifiers from the user's personal identity. The PPS acts as a distinct entity that manages device identifiers independently, allowing the mobile device to operate with masked or anonymized identifiers while the PPS maintains the connection between device and user identity securely.

Inventive Principle:
Principle #1Segmentation

2Measurement precision

If device identifiers are exposed during transactions, then service providers can deliver services accurately, but data breaches and identity theft risks increase

Engineering Contradiction:
Improveservice delivery accuracyVSAvoiddata security
Core Design Contradiction:
Measurement precisionVSReliability

Solution Approach 1:

The PPS serves as a mediator that enables service providers to deliver accurate services without directly accessing or storing sensitive device identifiers. The PPS provides necessary authentication and transaction information to service providers while filtering out personally identifiable information, thus maintaining service accuracy while improving data security.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent creates a copy or representation of the device identity that can be used for transactions without exposing the original sensitive identifiers. The PPS manages these identity copies, allowing service providers to work with anonymized versions of device identifiers that maintain functional equivalence for service delivery purposes.

Inventive Principle:
Principle #26Copying

3Ease of operation

If direct connection between user identity and device is maintained, then authentication is simplified, but unauthorized data capture and misuse become more likely

Engineering Contradiction:
Improveauthentication simplicityVSAvoidunauthorized data capture
Core Design Contradiction:
Ease of operationVSObject-generated harmful factors

Solution Approach 1:

The PPS acts as an intermediary authentication layer that simplifies the user experience while enhancing security. Users authenticate with the PPS once, and the PPS handles subsequent authentication with service providers, maintaining simplicity for users while preventing direct access to personal data by service providers or potential attackers.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent extracts the authentication function from the direct user-device-provider connection and relocates it to the PPS. This extraction allows authentication to continue smoothly while removing the direct pathway that would otherwise expose user data to unauthorized capture.

Inventive Principle:
Principle #2Taking out (Extraction)

Data Source

PatentUS20250384163A1Privacy as a Service
Publication Date: 2025.12.18 BANK OF AMERICA CORP
  • US20250384163A1 patent drawing
  • US20250384163A1 patent drawing
  • US20250384163A1 patent drawing

AI summary

Aspects of the disclosure are directed to protecting individual privacy during a service transaction. The mobile device identity is separated from the individual's identity when the individual is consuming the provided services. One aspect enables the connection between the individual's identity and the mobile device identifiers to be broken by binding ownership of the physical device to a separate entity called the privacy provider service (PPS). With one aspect a computing platform supports communications between a PPS device and another computing device by supporting a communications token. When the PPS device transfers the communication token to the other device, the other device can submit the communications token to the computing platform. The platform subsequently establishes a communication channel among the devices and the platform so that the device identities are masked from each other. Other aspects support other service transaction types including payment transfers and consumption of internet application services.