Proactive Resource Alert via Discretionary Amount Calculation

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Solution Overview

Problem

Current resource management systems rely on periodic reviews and alerts for resource exhaustion, leading to reactionary management, necessitating improved monitoring systems that can proactively address resource usage.

Innovation Solution

A method and system that determine a daily discretionary amount by calculating positive and non-discretionary adjustments to an account, detecting expected negative modification events, and triggering notifications based on this amount, allowing for proactive resource management by offering alternative resource utilization options.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If periodic review of resource usage is implemented, then resource management is simplified, but only reactionary resource management is enabled

Engineering Contradiction:
Improveresource management simplicityVSAvoidresponse time to resource issues
Core Design Contradiction:
Ease of operationVSLoss of time

Solution Approach 1:

The system performs preliminary actions by calculating a daily discretionary amount in advance and establishing thresholds before resource exhaustion occurs. This allows the system to proactively notify users about upcoming resource constraints rather than reacting after exhaustion happens, thereby maintaining operational simplicity while enabling proactive resource management.

Inventive Principle:
Principle #10Preliminary action

2Reliability

If alerts are generated upon resource exhaustion, then resource usage monitoring is achieved, but proactive resource management is not enabled

Engineering Contradiction:
Improveresource monitoring accuracyVSAvoidtime to address resource issues
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system generates preliminary notifications when resource usage approaches the daily discretionary amount threshold, before actual exhaustion occurs. This timing allows users to take corrective actions proactively, maintaining reliable monitoring while eliminating the time loss associated with reactive responses to exhaustion alerts.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system implements continuous feedback by monitoring resource usage against the calculated daily discretionary amount and providing real-time notifications when thresholds are approached. This feedback mechanism enables proactive resource management while maintaining accurate monitoring, as users receive timely information to adjust their resource consumption patterns.

Inventive Principle:
Principle #23Feedback

3Productivity

If actionable alerts with alternative resource options are provided, then resource allocation efficiency improves, but system complexity increases

Engineering Contradiction:
Improveresource allocation efficiencyVSAvoidmonitoring system complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The system performs preliminary calculations to determine the daily discretionary amount and identifies alternative resource options before users encounter resource constraints. This advance preparation enables efficient resource allocation by presenting users with pre-evaluated alternatives, achieving high productivity without proportionally increasing system complexity.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS20240054557A1Actionable alert at negative modification event
Publication Date: 2024.02.15 THE TORONTO DOMINION BANK
  • US20240054557A1 patent drawing
  • US20240054557A1 patent drawing
  • US20240054557A1 patent drawing

AI summary

In some aspects, a computing system may include a processor. Also, the computing system may include a communications module coupled to the processor. Furthermore, the computing system may include a memory coupled to the processor, the memory storing instructions that, when executed, configure the computing system to: determine a daily positive modifier amount based on an amount of positive adjustments to an account over an extended time period; determine a daily non-discretionary negative modifier amount based on an amount of non-discretionary negative adjustments to the account over the extended time period; determine a daily discretionary amount based on the daily positive modifier amount and the daily non-discretionary negative modifier amount; detect an expected negative modification event; and in response to detect the expected negative modification event, trigger a notification based on the daily discretionary amount.