Projectable Transaction Card Proximity Navigation

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Solution Overview

Problem

Users of transaction cards associated with account entities face challenges in locating nearby locations for transactions, such as ATMs or branches, and often rely on mobile devices for navigation, which consumes resources and may not be available or efficient.

Innovation Solution

A projectable transaction card with a display screen that provides navigation information only when in proximity to a location associated with the account entity, using a device to determine proximity and offer directions, reducing the need for mobile device navigation apps and conserving resources.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If navigation information is provided continuously on the transaction card, then user convenience is improved, but energy consumption and device complexity increase

Engineering Contradiction:
Improveuser convenienceVSAvoidenergy consumption
Core Design Contradiction:
Ease of operationVSUse of energy by moving object

Solution Approach 1:

The system implements periodic location determination and conditional navigation information provision. The device determines the card's location at specific intervals and only provides navigation information when the card is in proximity to the account entity location, rather than continuously updating or displaying navigation data, thus reducing energy consumption while maintaining user convenience.

Inventive Principle:
Principle #19Periodic action

Solution Approach 2:

The navigation information display is made dynamic and conditional. The system adjusts its behavior based on real-time proximity detection, activating navigation information provision only when the card is near the account entity location and deactivating it otherwise, optimizing the balance between user convenience and energy consumption.

Inventive Principle:
Principle #15Dynamics

2Ease of operation

If navigation information is provided continuously on the transaction card, then user convenience is improved, but device complexity increases

Engineering Contradiction:
Improveuser convenienceVSAvoiddevice complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The system uses periodic location determination combined with proximity-based conditional logic to reduce device complexity. By checking location and proximity at specific intervals rather than continuously processing and displaying navigation information, the system achieves the same user convenience with simpler, less resource-intensive operations.

Inventive Principle:
Principle #19Periodic action

Solution Approach 2:

The transaction card system performs self-service by autonomously determining its own location and proximity status to the account entity. This self-determination capability eliminates the need for external mobile devices or complex navigation systems, reducing overall device complexity while maintaining user convenience.

Inventive Principle:
Principle #25Self-service

3Use of energy by moving object

If proximity-based navigation information is provided only when needed, then energy consumption is reduced, but response time increases

Engineering Contradiction:
Improveenergy consumptionVSAvoidresponse time
Core Design Contradiction:
Use of energy by moving objectVSLoss of time

Solution Approach 1:

The system performs preliminary location determination and proximity assessment before providing navigation information. By pre-checking the card's location and proximity status at regular intervals, the system ensures that navigation information is ready to be provided immediately when the card enters the proximity zone, minimizing response time while maintaining low energy consumption through periodic rather than continuous monitoring.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS11854001B2Account entity location based navigation and display for a projectable transaction card
Publication Date: 2023.12.26 CAPITAL ONE SERVICES LLC
  • US11854001B2 patent drawing
  • US11854001B2 patent drawing
  • US11854001B2 patent drawing

AI summary

A device may determine information that identifies a location of a projectable transaction card. The device may determine that the location of the projectable transaction card is in proximity to a location associated with an account entity. The device may determine navigation information based on determining that the location of the projectable transaction card is in proximity to the location associated with the account entity. The navigation information includes information for navigating from the location of the projectable transaction card to the location associated with the account entity. The device may provide the navigation information for display on a display screen of the projectable transaction card. The navigation information is not provided for display on the display screen of the projectable transaction card prior to the location of the projectable transaction card being in proximity to the location associated with the account entity.