Property Inspection Type Determination via Image Analysis

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Solution Overview

Problem

Existing methods for determining the type of inspection needed for a property are inefficient and lack precision, often relying on manual assessments rather than electronic data analysis.

Innovation Solution

A system utilizing multiple computing devices, including image capturing devices and mobile devices, to analyze images of a property and determine a score indicative of the property's level of care and value, thereby recommending the appropriate type of inspection.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If manual assessments are used to determine inspection type, then flexibility and adaptability are maintained, but efficiency and productivity are reduced

Engineering Contradiction:
Improveinspection determination efficiencyVSAvoidautomation level
Core Design Contradiction:
ProductivityVSExtent of automation

Solution Approach 1:

The patent replaces manual mechanical assessment processes with an electronic computing system that automatically analyzes property images, extracts features, and determines inspection types through algorithmic processing, thereby substituting human manual work with automated computational mechanisms

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system enables self-service by allowing the property inspection determination process to be performed autonomously by the computing device without requiring human inspectors to manually assess each property, with the system automatically processing images and generating inspection recommendations

Inventive Principle:
Principle #25Self-service

2Loss of time

If manual inspections are performed, then comprehensive property assessment is achieved, but time consumption and cost increase

Engineering Contradiction:
Improveassessment timeVSAvoidproperty assessment accuracy
Core Design Contradiction:
Loss of timeVSMeasurement precision

Solution Approach 1:

The system performs preliminary analysis by automatically processing property images and extracting relevant features before a final inspection decision is made, allowing the determination process to begin in advance and reducing the time required for complete assessment

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system extracts specific relevant features from property images such as structural elements, roofing conditions, and exterior characteristics, isolating only the critical information needed for inspection determination rather than requiring comprehensive manual evaluation of all property aspects

Inventive Principle:
Principle #2Taking out (Extraction)

3Productivity

If electronic image analysis is implemented, then efficiency and speed are improved, but system complexity increases

Engineering Contradiction:
Improveinspection processing speedVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The system segments the property inspection determination process into distinct functional modules including image acquisition, feature extraction, analysis, and decision-making components, allowing each segment to be processed independently and improving overall processing efficiency while managing complexity through modular design

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS12340432B2System for determining type of property inspection based on captured images
Publication Date: 2025.06.24 ALLSTATE INSURANCE COMPANY
  • US12340432B2 patent drawing
  • US12340432B2 patent drawing
  • US12340432B2 patent drawing

AI summary

Systems and methods are disclosed for electronically detecting and determining a type of inspection to recommend for a property and/or one or more characteristics of the property using input from multiple computing devices, such as image capturing devices, mobile devices, external data sources, internal data sources, and/or other data sources. A computing device may receive, via a communication interface, a plurality of images of a property. The computing device may determine, based on the plurality of images of the property, a score indicative of a level of care of the property. The computing device may determine, based on the plurality of images of the property, an estimate of a value of the property. Based on the determined score indicative of the level of care of the property and the determined estimate of the value of the property, the computing device may determine a recommendation for a type of inspection to perform on the property. The computing device may send, via the communication interface, the recommendation for the type of inspection for display on a display of a user device.