Proximity Identity Verification Using Dynamic Location Proximity
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Solution Overview
Problem
Conventional authentication systems rely on static information that is vulnerable to fraudulent discovery or replication, leading to insecurity and user burden, as they do not effectively discriminate between user actions based on risk or frequency, resulting in unnecessary friction and delays.
Innovation Solution
The system authenticates users based on dynamically determined physical location proximity to trusted associates, using geolocation techniques and social network analysis to approve or deny authentication requests without additional user involvement, leveraging proximity as a secure and easily replicable factor.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If conventional authentication systems use static information (passwords, tokens), then authentication can be performed, but the system becomes vulnerable to fraudulent discovery or replication
Solution Approach 1:
The patent transforms static authentication information into dynamic authentication factors by continuously monitoring physical location proximity between users and trusted associates. Instead of relying on fixed passwords or tokens that can be replicated, the system uses real-time location data from mobile devices to create an authentication mechanism that changes continuously and cannot be easily replicated by fraudsters.
Solution Approach 2:
The patent introduces physical location proximity as an intermediary factor between the user and the authentication system. Rather than directly verifying static credentials, the system verifies the user's physical proximity to trusted associates through location data, creating an indirect authentication path that is more secure against direct credential theft or replication attacks.
2Reliability
If supplementary authentication techniques are added to improve security, then authentication confidence increases, but the authentication process becomes slower and more cumbersome
Solution Approach 1:
The patent implements self-service authentication by automatically monitoring location data and performing proximity verification without requiring active user participation. The system continuously tracks the positions of users and trusted associates, automatically determining authentication status based on proximity thresholds, thereby eliminating the need for users to manually complete additional verification steps.
Solution Approach 2:
The patent maintains continuous authentication by constantly monitoring location data in the background rather than interrupting the user flow for discrete verification steps. The system continuously updates proximity information and maintains authentication state without requiring users to repeatedly prove their identity, enabling seamless authentication throughout the user session.
3Reliability
If traditional authentication techniques are applied uniformly to all user actions, then security is maintained, but user friction increases for low-risk actions
Solution Approach 1:
The patent applies different authentication requirements to different user actions based on their risk characteristics. For low-risk actions, the system allows access based on established proximity relationships without additional verification, while reserving enhanced authentication for high-risk actions. This localized approach to authentication intensity reduces friction for routine operations while maintaining security for critical operations.
Solution Approach 2:
The patent dynamically adjusts authentication parameters based on the context of the user action. Instead of applying a fixed authentication threshold to all actions, the system modifies authentication requirements according to factors such as transaction amount, location context, and user behavior patterns, thereby optimizing the balance between security and ease of operation for different scenarios.
Data Source
AI summary
In certain embodiments, systems and methods are provided for authenticating a user of a computing device. In some embodiments, a request to authorize a transaction associated with a user may be received, and a current location of the user may be determined. A determination of whether a threshold proximity exists (between the current location of the user and at least one location of at least one known associate) may be performed. The authorization request may be approved based on the determination of the threshold proximity. As an example, the known associate of the user may be determined from among a plurality of associates based on a geographical relationship between the location of the known associate and the current location of the user. The authorization request may be approved in response to a determination that the threshold proximity exists between the user's current location and the known associate's location.