Proxy Server Authorization for Resource Provider Access

Resolve Bottlenecks,
Find Innovative SolutionsGenerate Solutions

Solution Overview

Problem

Small resource providers may not want to issue account identifiers as gifts or enroll with proxy systems, limiting access and making it difficult to offer fraud protection, thus missing out on benefits from increased access.

Innovation Solution

A system that allows users to identify resource providers and generate account identifiers without the provider's knowledge or enrollment, using a server computer to match provided information with resource provider codes, enabling access to resources like venues or services.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If resource providers issue physical tickets to limit access, then access control is maintained, but users cannot access resources without the provider's knowledge or enrollment

Engineering Contradiction:

Improveaccess controlVSAvoidaccess methods

Core Design Contradiction:

ReliabilityVSAdaptability or versatility

Solution Approach 1:

The patent introduces a proxy system (server computer) that acts as an intermediary between users and resource providers. The proxy generates account identifiers and manages the authorization process without requiring direct involvement from the resource provider. This allows users to access resources through the proxy system while the provider maintains control through resource provider codes, resolving the contradiction between access control and access versatility.

Inventive Principle:

Principle #24Intermediary (Mediator)

2Adaptability or versatility

If resource providers enroll with proxy systems to provide multiple access forms, then user access versatility is improved, but provider complexity and maintenance requirements increase

Engineering Contradiction:

Improveaccess methodsVSAvoidprovider enrollment process

Core Design Contradiction:

Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent extracts the complex enrollment and account management functions from the resource provider and places them in the proxy system. The provider only needs to provide their identifier (resource provider code), while the proxy system handles account identifier generation, user enrollment, and authorization. This extraction simplifies the provider's role and reduces their operational complexity while maintaining access versatility.

Inventive Principle:

Principle #2Taking out (Extraction)

3Ease of manufacture

If small resource providers use physical tickets based on system constraints, then implementation is simple, but fraud protection and enhanced access benefits are lost

Engineering Contradiction:

Improveticket issuanceVSAvoidfraud protection

Core Design Contradiction:

Ease of manufactureVSReliability

Solution Approach 1:

The patent replaces the mechanical physical ticket system with an electronic authorization system. Instead of issuing physical tickets that can be copied or stolen, the system uses electronic account identifiers and resource provider codes that can be securely transmitted and verified. This substitution maintains simplicity for small providers while significantly improving fraud protection through electronic security measures and centralized authorization control.

Inventive Principle:

Principle #28Mechanics substitution (Replace mechanical system)

Data Source

PatentUS10567963B2System for authorizing access to resources and distributing resource provider devices

Publication Date: 2020.02.18 VISA INTERNATIONAL SERVICE ASSOCIATION

AI summary

Embodiments of the invention are directed to identifying information about a resource provider for a future transaction of a resource, when the provider is unaware and/or does not provide the information. The information can identify a unique resource provider code from a plurality of resource provider codes that helps allow the resource provider to settle the future transaction for the resource using the resource provider code.