QR Code Authentication for Disparate Systems Identity Verification
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Solution Overview
Problem
Current transaction approval processes often rely on physical components and subjective decisions, diminishing the importance of identity verification and requiring custom user registration, leading to disjointed applications and reduced consumer acceptance across disparate systems.
Innovation Solution
A method using QR codes and custom scheme URLs to automate identity verification by sending transaction requests to a web service, allowing users to review and approve transactions through mobile applications, enabling seamless integration between disparate hardware and software systems for strong authentication.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If custom user registration and input methods are used for identity verification, then identity verification can be performed, but user ability to assert identity across disparate markets and systems is retarded and processes become disjointed
Solution Approach 1:
The patent implements a universal QR code-based authentication mechanism that works across multiple disparate systems and markets. The relying party application generates QR codes that can be scanned by any mobile device with the authentication application, creating a universal interface that transcends individual system boundaries. This allows the same verification process to be used across different markets and systems without custom registration for each.
Solution Approach 2:
The patent introduces a message queue as an intermediary layer between the relying party application and the mobile authentication application. The message queue receives authentication requests, generates QR codes, and relays transaction details to the mobile application. This intermediary enables seamless communication between disparate systems without requiring direct integration or custom protocols for each system pair.
2Productivity
If physical components and subjective decisions are used for transaction approval, then transaction approval can be obtained, but the importance and approval of the actual person's identity is diminished
Solution Approach 1:
The patent replaces physical components (credit cards, handwritten signatures) with a digital QR code-based authentication system. The relying party application generates a QR code that contains transaction details, which is then scanned by the mobile authentication application. This substitution eliminates the need for physical intermediaries while strengthening identity verification through multi-factor authentication (device identification, user authentication, and transaction approval).
Solution Approach 2:
The patent enables the user's own mobile device to serve as the authentication mechanism. The mobile authentication application on the user's device performs the verification and approval process, eliminating the need for external physical components or subjective merchant decisions. The system trusts the user's own device and authentication application to verify their identity and approve transactions.
3Adaptability or versatility
If custom solutions are implemented for each market, then specific market requirements can be met, but a disjointed set of applications and processes results leading to confusion and reduced consumer acceptance
Solution Approach 1:
The patent creates a universal authentication framework that can serve multiple markets and systems through a single QR code mechanism. The relying party application can be deployed across different markets while using the same core authentication flow. The message queue and mobile authentication application provide a standardized interface that works across all implementations, reducing the need for market-specific custom solutions.
Solution Approach 2:
The patent segments the authentication system into distinct, independent components: the relying party application that generates QR codes, the message queue that manages communication, and the mobile authentication application that processes verification. This segmentation allows each component to be developed and maintained independently while working together through standardized interfaces, reducing overall system complexity despite serving multiple markets.
Data Source
AI summary
A method, software and system allows for the novel and seamless integration between disparate hardware and software systems to facilitate strong authentication and identity assertion of an individual as an integral component of transaction processing. The method, software and system can combine quick response (QR) code(s) with more custom mobile device uniform resource locator (URL) scheme(s) to seamlessly invoke mobile application(s) that enable an end user to perform strong, multi-factor authentication as a component of completing a transaction. The use of mobile application(s) can simplify and automate the conveyance of transaction details between computing platforms and devices to allow a user to fully participate in a transaction approval process with a simplified, convenient experience.