Intelligent Quality Accelerator for Resource Exchange Validation

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Solution Overview

Problem

Current methods for sampling and validating resource exchanges in entity-to-entity transactions are inefficient, often random and lack a systematic approach, leading to quality issues due to error-prone or sensitive exchanges, requiring expertise and historical data for accurate sampling and validation.

Innovation Solution

An intelligent quality accelerator system with root mapping, utilizing a business language model and process automation to stratify sampling through a machine learning loop, providing end-to-end simulation for root cause analysis, and validating the correctness of resource exchanges by identifying divergence nodes and recommending mitigation strategies.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If random sampling is used for resource exchange validation, then the sampling process is simple to implement, but the quality assurance effectiveness is insufficient due to missing error-prone exchanges

Engineering Contradiction:
Improvequality assurance effectivenessVSAvoidsampling process complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system automatically performs stratified sampling and root cause analysis without requiring manual expertise. The machine learning model self-services by learning from historical data and automatically identifying error-prone resource exchanges, eliminating the need for users to have specialized knowledge while maintaining high quality assurance effectiveness

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system performs preliminary stratified sampling based on historical data and vulnerability characteristics before actual validation. By pre-identifying error-prone exchanges and preparing test cases in advance, the system ensures comprehensive coverage of critical scenarios while maintaining a manageable sampling process

Inventive Principle:
Principle #10Preliminary action

2Reliability

If comprehensive validation of all resource exchanges is performed, then quality assurance coverage is maximized, but the processing time and computational resources increase significantly

Engineering Contradiction:
Improvequality assurance coverageVSAvoidvalidation processing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs partial validation by focusing only on the most critical resource exchanges identified through stratified sampling. Instead of validating all exchanges equally, it applies excessive action to high-risk areas (error-prone exchanges) while reducing validation depth for low-risk areas, achieving comprehensive coverage of critical issues with reduced overall processing time

Inventive Principle:
Principle #16Partial or excessive action

Solution Approach 2:

The system applies different validation intensities to different parts of the resource exchange data. High-risk exchanges identified through stratified sampling receive intensive validation with detailed root cause analysis, while low-risk exchanges receive standard validation. This localized quality approach ensures maximum assurance where needed while minimizing unnecessary processing

Inventive Principle:
Principle #3Local quality

3Measurement precision

If manual sampling with expert knowledge is used, then the selection accuracy improves by identifying error-prone exchanges, but the operational complexity and skill requirements increase

Engineering Contradiction:
Improvesampling selection accuracyVSAvoidoperational simplicity
Core Design Contradiction:
Measurement precisionVSEase of operation

Solution Approach 1:

The system replaces manual expert judgment with an automated machine learning model that analyzes historical data to identify error-prone resource exchanges. The ML model substitutes human expertise, automatically learning patterns and vulnerabilities from past incidents, thereby maintaining high sampling accuracy while eliminating the need for specialized human knowledge and simplifying operations

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system introduces a machine learning model as an intermediary between raw resource exchange data and validation decisions. This intermediary layer automatically processes historical data, identifies vulnerable exchanges, and generates stratified samples, replacing the need for human experts while maintaining or improving selection accuracy through data-driven insights

Inventive Principle:
Principle #24Intermediary (Mediator)

4Measurement precision

If root cause analysis is performed on all resource exchanges, then the identification of vulnerable exchanges is maximized, but the computational complexity and processing overhead increase

Engineering Contradiction:
Improveroot cause identification accuracyVSAvoidanalysis system complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The system segments the resource exchange data into strata based on vulnerability characteristics and historical error patterns. Root cause analysis is then applied selectively to each stratum, focusing computational resources on high-risk segments. This segmentation approach maximizes identification accuracy for vulnerable exchanges while avoiding unnecessary complex analysis of low-risk exchanges

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS12013748B2Intelligent quality accelerator with root mapping overlay
Publication Date: 2024.06.18 BANK OF AMERICA CORP
  • US12013748B2 patent drawing
  • US12013748B2 patent drawing
  • US12013748B2 patent drawing

AI summary

Embodiments of the invention are directed to a system, method, or computer program product for providing an intelligent quality accelerator with root mapping system. The system provides a business language model and process automation that stratifies sampling of resource exchanges from products using a machine learning loop and provides an end to end simulation for root cause analysis. In this way, the system provides two layers, a robust sampling and root cause analysis.