Quantum Optimizer for Real-Time Resource Transfer Verification

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Solution Overview

Problem

Verifying resource transfers in real-time is challenging due to the significant volumes of data involved, often leading to delays in processing, especially in international transactions.

Innovation Solution

A system that employs a quantum optimizer in conjunction with a classical computer to analyze resource transfer information and generate models for real-time verification, allowing for rapid processing of resource transfer requests.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of time

If classical computer processing is used for resource transfer verification, then the system is simpler to implement, but the processing time increases and real-time verification becomes difficult

Engineering Contradiction:
Improveprocessing timeVSAvoidsystem complexity
Core Design Contradiction:
Loss of timeVSDevice complexity

Solution Approach 1:

The patent introduces a quantum optimizer as an intermediary component between the classical computer apparatus and the resource transfer verification process. The quantum optimizer receives resource transfer information from the classical system, performs rapid analysis using quantum computing capabilities, and returns verification results to the classical system. This intermediary approach enables real-time verification while maintaining the simplicity of the classical computer infrastructure.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent changes the computational parameter from classical bit-based processing to quantum bit-based processing. By utilizing quantum mechanical properties such as superposition and entanglement, the system can process multiple verification scenarios simultaneously, dramatically reducing processing time while maintaining verification accuracy.

Inventive Principle:
Principle #35Parameter changes

2Productivity

If quantum optimizer is used for resource transfer verification, then the processing speed increases for real-time verification, but the device complexity increases

Engineering Contradiction:
Improveverification throughputVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent segments the verification system into two distinct functional components: a classical computer apparatus for data input and result processing, and a quantum optimizer for rapid verification analysis. This segmentation allows each component to operate in its optimal domain, with the quantum optimizer handling only the computationally intensive verification analysis while the classical system manages data management and user interface functions.

Inventive Principle:
Principle #1Segmentation

3Reliability

If significant volumes of data are processed for resource transfer verification, then the verification accuracy improves, but the processing time increases

Engineering Contradiction:
Improveverification accuracyVSAvoidprocessing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent replaces the mechanical classical computing system with a quantum computing system for the data analysis phase. Quantum computers utilize quantum mechanical phenomena to process data in parallel, enabling the system to analyze significant volumes of transaction data accurately while maintaining real-time processing capabilities.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Data Source

PatentUS10133603B2Computerized system for real-time resource transfer verification and tracking
Publication Date: 2018.11.20 BANK OF AMERICA CORP
  • US10133603B2 patent drawing
  • US10133603B2 patent drawing
  • US10133603B2 patent drawing

AI summary

A system for verifying resource transfers in real-time typically includes a classical computer apparatus and a quantum optimizer in communication with the classical computer apparatus. The quantum optimizer is configured to analyze resource transfer information related to previous resource transfers to generate a model for verifying resource transfers. Subsequently, when the classical computer apparatus receives a resource transfer request, the classical computer apparatus source transfer request information to the quantum optimizer. The quantum optimizer analyzes the resource transfer request information using the model to determine whether the resource transfer is verified. Based on receiving an indication from the quantum optimizer of whether the resource transfer is verified, the classical computer apparatus processes the resource transfer request. By employing a quantum optimizer, instead of a classical computer, to verify the resource transfer request, the system is able to verify the resource transfer request in real-time.