Rapid Checkout System Using Stored Payment Data

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Solution Overview

Problem

Online shopping checkout processes are inconvenient when consumers want to add items after completing the initial purchase, as they must restart the shopping and payment process, which can deter additional purchases.

Innovation Solution

Implementing a rapid checkout option that allows users to add items within a set time frame after initial checkout, using stored payment information to bypass the full checkout flow, enabling users to select additional items and complete the purchase without re-entering payment or shipping details.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If a consumer wants to add items after checkout is completed, then the consumer can access the shopping page to select additional items, but the consumer must start the shopping and payment process over, which is tedious and inconvenient

Engineering Contradiction:

Improveease of adding items after checkoutVSAvoidtime to complete checkout process

Core Design Contradiction:

Ease of operationVSLoss of time

Solution Approach 1:

The system performs preliminary actions by storing the consumer's checkout information (payment details, shipping address, etc.) after the initial checkout is completed. This stored information is then reused when the consumer wants to add additional items, eliminating the need to re-enter payment and shipping information and significantly reducing the time and effort required for subsequent purchases

Inventive Principle:

Principle #10Preliminary action

Solution Approach 2:

The system creates a copy of the consumer's checkout information from the initial purchase and reuses it for additional purchases. Instead of requiring the consumer to re-enter all checkout details, the system copies the previously stored payment and shipping information and applies it to new transactions, streamlining the checkout process

Inventive Principle:

Principle #26Copying

2Reliability

If the consumer goes through the complete checkout flow again to add items, then the payment can be processed securely, but the process becomes tedious and may lead to the consumer deciding not to make the additional purchase

Engineering Contradiction:

Improvepayment securityVSAvoidconvenience of adding items

Core Design Contradiction:

ReliabilityVSEase of operation

Solution Approach 1:

The system performs the secure authentication and payment verification as preliminary actions during the initial checkout process. The consumer's payment information is securely stored and validated upfront, and this pre-validated information is then reused for additional purchases within a specified time frame, maintaining security while improving convenience

Inventive Principle:

Principle #10Preliminary action

Solution Approach 2:

The system maintains the continuity of the payment authorization by keeping the checkout information valid for a specified duration after the initial purchase. This allows the consumer to seamlessly add additional items without interrupting the payment flow, as the authorization remains active and can be applied to subsequent transactions

Inventive Principle:

Principle #20Continuity of useful action

Data Source

PatentUS11182758B2Rapid checkout after payment

Publication Date: 2021.11.23 PAYPAL INC

AI summary

A user's checkout information is stored for a certain amount of time, e.g., 10 minutes, after checkout, and the user is given the option of selecting a button to add one or more items for purchase and completing the purchase by adding the additional item(s) and approving the payment, without having to go through a complete checkout flow again.