Readable Indicia Profile Selection for Secure Transaction Data
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Solution Overview
Problem
There is a need for secure and efficient methods to transfer user information during transactions while maintaining secrecy from external parties, as existing systems often expose personal information to unauthorized parties.
Innovation Solution
A system and method that generates a readable indicia, such as a QR code, encoding user information, which can be displayed to merchants for transaction purposes, allowing users to control the amount of information shared through pre-defined profiles and requiring authentication for access, ensuring secure and controlled information exchange.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Productivity
If user information is displayed directly to merchants, then transaction efficiency is improved, but personal information security deteriorates
Solution Approach 1:
The patent segments user information into multiple profiles with different levels of detail (e.g., basic profile, detailed profile). During transactions, users can selectively present only the necessary segment of information rather than all personal data, thus improving transaction efficiency while minimizing information exposure.
Solution Approach 2:
The patent introduces an intermediary mechanism (readable indicia system with profile selection) between the user and merchant. This intermediary allows users to control information disclosure by selecting appropriate profiles, preventing direct exposure of personal information while still enabling transaction completion.
2Adaptability or versatility
If all user information is shared with merchants, then transaction completeness is improved, but information security deteriorates
Solution Approach 1:
The patent implements dynamic profile selection where users can adaptively choose different information profiles based on transaction context. The system transitions from static full-information disclosure to dynamic selective disclosure, maintaining transaction completeness while enhancing security through context-appropriate information sharing.
Solution Approach 2:
Different profiles provide different qualities of information (basic vs. detailed). Users can apply local quality by selecting profiles that match the specific transaction requirements, ensuring each transaction receives appropriate information completeness without unnecessary exposure of sensitive data.
3Adaptability or versatility
If multiple profiles are stored for different information levels, then information control flexibility is improved, but device complexity deteriorates
Solution Approach 1:
Users perform preliminary action by pre-defining multiple information profiles in advance. This preliminary organization of information into structured profiles simplifies the decision-making process during transactions, as users only need to select from pre-configured options rather than manually configure information disclosure each time.
Data Source
AI summary
Embodiments of the invention are directed to systems, methods and computer program products for providing user information to a merchant during a transaction. Embodiments may generate a readable indicia encoding user information and initiate display of the readable indicia on a display for presentation to the merchant such that the merchant may read the readable indicia and determine the user information stored in the readable indicia. Some embodiments receive and store the user information in the memory device, and receive user input requesting generation of the readable indicia. Some embodiments receive and store a plurality of profiles, where each profile is associated with some or all the stored user information and receives user input selecting one of the profiles, and receive user input requesting generation of the readable indicia based on the selected profile.