Record Annotation Machine Learning Model for Financial Data

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Solution Overview

Problem

Current computer-implemented methods for record annotation lack efficiency and accuracy in associating annotating content items with user records, particularly in processing diverse data formats and user context information, leading to suboptimal automation and accessibility in financial transaction systems.

Innovation Solution

A machine learning-based approach that trains a record annotation model using annotating content items, user records, and profile/contextual information to generate derived annotating content and identify related records, enhancing annotation efficiency, accuracy, and accessibility through neural network techniques and data processing algorithms.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If traditional record annotation methods are used, then the system is simpler to implement, but the accuracy and efficiency of associating annotating content items with user records deteriorates

Engineering Contradiction:
Improveannotation accuracyVSAvoidsystem complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The system segments the annotation process into distinct functional modules: a record annotation machine learning model for content-item association, a derived annotating content item generation component, and a related record identification module. Each module handles specific aspects of the annotation task, improving overall accuracy while maintaining manageable system complexity through modular architecture.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system performs preliminary actions by training the record annotation machine learning model in advance using annotated training data from multiple users. This pre-training enables the model to accurately associate annotating content items with user records when processing new data, improving annotation accuracy without increasing real-time processing complexity.

Inventive Principle:
Principle #10Preliminary action

2Productivity

If manual record annotation is used, then the system requires less computational resources, but the productivity and automation level deteriorates

Engineering Contradiction:
Improveannotation efficiencyVSAvoidprocessing complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The system implements self-service annotation by enabling users to annotate their own records and contributing those annotations to the training dataset. This user-generated content approach automatically improves the model's accuracy for all users without requiring manual intervention from system administrators, thereby increasing productivity while keeping the system architecture relatively simple.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system replaces manual mechanical annotation processes with an automated machine learning-based approach. The record annotation machine learning model automatically associates annotating content items with user records, and the derived annotating content item generation component automatically creates additional annotations, significantly improving productivity by eliminating manual labor while introducing computational processing complexity.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Adaptability or versatility

If basic annotation processing is used, then the system is faster to implement, but the ability to process diverse data formats and user context information deteriorates

Engineering Contradiction:
Improvedata processing capabilityVSAvoidprocessing time
Core Design Contradiction:
Adaptability or versatilityVSLoss of time

Solution Approach 1:

The record annotation machine learning model is designed with universal functionality to process diverse data formats and incorporate various types of user context information. The model can handle different annotating content items (text, images, other media) and integrate profile information and contextual data from multiple users, making the system highly adaptable without requiring separate processing pipelines for each data type.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system performs preliminary processing by pre-training the machine learning model on diverse annotated training data that includes various data formats and user contexts. This pre-training enables the model to efficiently process diverse input data during deployment without requiring complex real-time processing logic, thereby improving adaptability while minimizing processing time loss.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS20230054663A1Computer-based systems configured for record annotation and methods of use thereof
Publication Date: 2023.02.23 CAPITAL ONE SERVICES LLC
  • US20230054663A1 patent drawing
  • US20230054663A1 patent drawing
  • US20230054663A1 patent drawing

AI summary

Systems and methods of record annotation via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving at least one annotating content item being associated with at least one first record of a user; utilizing a trained machine learning model to: i) generate at least one derived annotating content item based at least in part on the at least one annotating content item and data of the at least one first record; ii) identify at least one second record related to the user based at least in part on: the data of the at least one first record and one or both of profile information and context information of the user; and iii) annotate the at least one second record with the at least one derived annotating content item.