Remote Deposit Image Editing and Quality Assessment

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Solution Overview

Problem

Remote deposit systems face issues with image quality variations, leading to errors in information extraction and validation, resulting in rejected deposits and user dissatisfaction due to poor image capture or processing quality.

Innovation Solution

A method and system for troubleshooting and editing deposit document images, including image editing controls to correct defects, perform OCR, and process edited images, allowing for improved image handling and increased successful deposit sessions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If remote deposit systems rely on digital image analysis for processing, then processing speed and convenience are improved, but image quality variations cause errors in information extraction and validation

Engineering Contradiction:
Improveprocessing speedVSAvoidinformation extraction accuracy
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The system performs preliminary image quality assessment and validation checks before the main processing stage. By pre-identifying images that meet quality thresholds, the system ensures reliable information extraction while maintaining efficient processing of qualifying images.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent introduces an intermediary image quality assessment module that acts as a mediator between image capture and main processing. This intermediary layer evaluates image characteristics and either approves images for processing or requests recapture, thereby ensuring reliability without bottlenecking the overall processing speed.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Ease of operation

If users capture images with various devices, then ease of operation is improved, but image quality and resolution vary dramatically

Engineering Contradiction:
Improveuser convenienceVSAvoidimage quality consistency
Core Design Contradiction:
Ease of operationVSManufacturing precision

Solution Approach 1:

The system dynamically adjusts processing parameters based on detected image quality characteristics. By modifying parameters such as contrast enhancement, noise filtering, and resolution scaling according to the specific image properties, the system maintains consistent processing results across images captured with different devices while preserving user convenience.

Inventive Principle:
Principle #35Parameter changes

3Quantity of substance

If bi-tonal conversion is performed to reduce file size, then storage efficiency is improved, but information loss occurs in low contrast or low-resolution images

Engineering Contradiction:
Improvefile sizeVSAvoidinformation retention
Core Design Contradiction:
Quantity of substanceVSLoss of information

Solution Approach 1:

The system performs preliminary assessment of image contrast and resolution before applying bi-tonal conversion. By pre-identifying images that would lose critical information during conversion, the system can either maintain them in grayscale format or request recapture, thereby preventing information loss while still achieving file size reduction for suitable images.

Inventive Principle:
Principle #10Preliminary action

4Reliability

If remote deposit systems automatically reject deposits with undecipherable images, then processing reliability is improved, but user dissatisfaction increases due to returned deposits

Engineering Contradiction:
Improvedeposit validation accuracyVSAvoiduser satisfaction
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system implements a feedback mechanism that provides users with specific reasons for rejection and guidance on how to recapture acceptable images. By delivering actionable feedback rather than simple rejections, the system maintains validation reliability while improving user satisfaction through constructive communication that helps users successfully complete their deposits.

Inventive Principle:
Principle #23Feedback

Data Source

PatentUS8824772B2System and method for improved remote deposit image handling
Publication Date: 2014.09.02 JACK HENRY & ASSOC INC
  • US8824772B2 patent drawing
  • US8824772B2 patent drawing
  • US8824772B2 patent drawing

AI summary

Improved systems and methods for detecting and correcting image errors and risks in remote deposit systems during an in-line or in-process troubleshooting session are disclosed. Various embodiments include systems for displaying remote deposit session data to a support technician with links for invoking an image display or image editor user interface during a troubleshooting session. The links can be included in one or more individual remote deposit session events, records, or tasks, such as check image uploads and bi-tonalization events. The image editor can be used to manually or automatically correct any detected errors or flaws in uploaded or processed deposit document images. The corrected check images can be then be stored and used to complete or reprocess a remote deposit.