Remote Housing Certification System for Eligibility Verification

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Solution Overview

Problem

The certification process for affordable housing programs is complex, arduous, and often requires in-person visits, making it time-consuming and difficult for applicants and property managers, especially during the COVID-19 pandemic, and is burdensome for individuals with disabilities or elderly individuals.

Innovation Solution

A computer-implemented method and system for remotely completing and storing certifications for affordable housing programs, allowing access to interfaces for tenants and other parties to provide necessary information, automate the completion of forms and questionnaires, and utilize machine learning for error detection and document assembly, enabling remote access and reducing the need for physical documentation.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If in-person visits and physical forms are required for certification, then eligibility verification can be conducted, but the process becomes time-consuming and requires multiple trips to various locations

Engineering Contradiction:
Improveeligibility verificationVSAvoidtime for certification process
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent replaces the mechanical system of in-person visits and physical document exchange with an electronic information processing system. Applicants can submit certification documents electronically through a computer-based interface, eliminating the need for physical trips to housing offices. The system automatically processes and verifies eligibility information digitally, maintaining verification reliability while dramatically reducing time consumption.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The patent uses electronic copies of certification documents (pay stubs, bank statements, identification) instead of requiring original physical documents. Applicants can upload digital copies or have documents electronically transmitted to the housing authority, eliminating the need to physically transport originals to various locations while ensuring verification accuracy through digital validation.

Inventive Principle:
Principle #26Copying

2Reliability

If multiple on-site visits are required for certification, then complete documentation can be obtained, but the process becomes arduous especially for disabled, elderly, or pandemic-affected individuals

Engineering Contradiction:
Improvedocumentation completenessVSAvoidease of certification process
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The patent implements a self-service electronic portal where applicants can independently complete their certification process by uploading documents, filling out forms, and tracking their application status online. This eliminates the need for multiple in-person visits to housing offices, making the process accessible to disabled and elderly individuals who may have mobility challenges, as well as those affected by pandemic restrictions.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent creates a universal electronic certification system that can handle various types of documentation and certification requirements through a single interface. The system accommodates different document formats, verification methods, and applicant circumstances, providing a unified solution that works for all applicants regardless of their physical abilities or location constraints.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Reliability

If property managers and compliance specialists manually process certifications, then thorough review can be conducted, but tremendous time and energy is spent on mass certifications

Engineering Contradiction:
Improvecertification review accuracyVSAvoidcertification processing efficiency
Core Design Contradiction:
ReliabilityVSProductivity

Solution Approach 1:

The patent replaces the manual mechanical process of reviewing physical documents with an automated electronic information processing system. The system automatically validates uploaded documents, checks eligibility criteria, and processes certification data through computer algorithms, maintaining review accuracy while dramatically increasing processing speed and reducing the time and energy required for mass certifications.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The patent introduces an electronic intermediary system that acts as a bridge between applicants and property managers/compliance specialists. This intermediary automatically pre-processes and validates certification data before it reaches human reviewers, filtering out errors and organizing information, thereby enhancing review accuracy while reducing the manual workload for property managers and compliance specialists.

Inventive Principle:
Principle #24Intermediary (Mediator)

4Reliability

If recertification is required multiple times a year for income changes, then eligibility compliance is maintained, but the process becomes burdensome and must be repeated frequently

Engineering Contradiction:
Improveeligibility complianceVSAvoidtime for recertification
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent implements preliminary action by allowing applicants to proactively update their income and eligibility information through the electronic portal whenever changes occur, rather than waiting for scheduled recertification visits. The system can automatically notify applicants of upcoming recertification deadlines and accept updates in real-time, maintaining eligibility compliance while eliminating the need for repeated in-person trips to housing offices.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent establishes continuous eligibility monitoring through the electronic system, where applicants can maintain their certification status by periodically updating information online. This creates an ongoing, seamless recertification process that replaces discrete, burdensome in-person visits with continuous electronic interaction, maintaining compliance reliability while minimizing time loss through automated notifications and streamlined updates.

Inventive Principle:
Principle #20Continuity of useful action

Data Source

PatentUS11972439B2Affordable housing application for remote electronic certification
Publication Date: 2024.04.30 BOWEN CHRISTYN
  • US11972439B2 patent drawing
  • US11972439B2 patent drawing
  • US11972439B2 patent drawing

AI summary

A computer implemented application and system for providing accurate and remotely facilitated certifications of tenants eligible to participate in an affordable housing program, including federally funded and other government types affordable/low-income housing programs. The computer implemented application and system facilitates completion of all steps and elements required for multiple types of certifications, including move in certifications, interim certifications, transfer certifications, annual certifications, and move out certifications. The computer application facilitates remote certification to minimize the difficulties that have been experienced by tenants in providing documents, verifications, and correct answers to affordable housing program forms and questionnaires in person as well as any type a change occurs related to income, status, or household makeup about which the tenant has to notify the affordable/low-income housing program. The application can populate answers provided by a tenant or another party in relevant forms and questionnaires and update any required forms and documents.