Remote Mobile Device Access Control for Misappropriation

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Solution Overview

Problem

Existing mobile commerce transaction systems lack effective and economically feasible protection against misappropriation, particularly for small merchants who cannot afford merchant-specific misappropriation protection, leading to discrepancies in security across different merchant sizes.

Innovation Solution

A system for remotely controlling access to mobile devices, which includes a misappropriation application that is activated upon detecting a misappropriate transaction, limiting device functionalities, monitoring location, and notifying users through alternate communication forms, while allowing authentication credentials to restore access.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If merchant-specific misappropriation protection is implemented, then security against misappropriation is improved, but cost increases making it unaffordable for small merchants

Engineering Contradiction:
Improvesecurity against misappropriationVSAvoidcost of protection system
Core Design Contradiction:
ReliabilityVSEase of manufacture

Solution Approach 1:

The patent introduces a third-party service provider as an intermediary that offers misappropriation protection services to merchants. Instead of merchants implementing their own expensive protection systems, they can access protection services through this intermediary platform that manages multiple devices and transactions centrally, reducing individual merchant costs while maintaining security.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The misappropriation protection system is designed to serve multiple merchants and devices through a universal platform. The system can monitor and control multiple mobile devices across different merchants, allowing cost distribution and resource sharing that makes protection economically feasible for small merchants while maintaining comprehensive security coverage.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Reliability

If remote control and functionality limitation is implemented, then misappropriation prevention is improved, but user convenience deteriorates

Engineering Contradiction:
Improvemisappropriation preventionVSAvoiduser convenience
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system dynamically adjusts device functionality based on detected misappropriation behavior. Instead of permanently disabling devices, the system temporarily limits specific functions when misappropriation is detected, then restores normal operation when the threat is resolved. This dynamic response prevents misappropriation while minimizing impact on legitimate user convenience.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system implements continuous monitoring and feedback loops to detect misappropriation attempts and respond appropriately. When suspicious activity is detected, the system provides feedback by limiting functionalities, and continues monitoring to determine when to restore full access. This feedback mechanism ensures security while allowing legitimate use when no threats are present.

Inventive Principle:
Principle #23Feedback

3Measurement precision

If continuous location monitoring is implemented, then device tracking capability is improved, but privacy concerns increase

Engineering Contradiction:
Improvedevice tracking capabilityVSAvoidprivacy concerns
Core Design Contradiction:
Measurement precisionVSObject-affected harmful factors

Solution Approach 1:

The system establishes predetermined rules and boundaries for location monitoring that are set before monitoring begins. These preliminary guidelines define when and how location data is collected, ensuring that monitoring occurs only under specific conditions related to misappropriation detection, thereby reducing unnecessary privacy intrusion while maintaining effective tracking capability when needed.

Inventive Principle:
Principle #9Preliminary anti-action

Data Source

PatentUS10003686B2System for remotely controlling access to a mobile device
Publication Date: 2018.06.19 BANK OF AMERICA CORP
  • US10003686B2 patent drawing
  • US10003686B2 patent drawing
  • US10003686B2 patent drawing

AI summary

Systems, computer program products, and methods are described herein for remotely controlling access to a mobile device. The present invention is configured to receive an indication that a transaction executed by a user is misappropriate, wherein the transaction is executed by the user using a mobile device; transmit control signals configured to cause the misappropriation application to begin running in the background of the mobile device; initiate, via the misappropriation application, one or more actions to be executed on the mobile device of the user based on at least receiving the indication that the transaction executed by the user is misappropriate; determine an alternative communication form associated with the user; transmit a notification to the user via the alternate communication form, when the notification further comprises an indication that one or more functionalities of the mobile device has been limited.