Remote Decoupled State Storage for Cross-Device Wallet Access

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Consumers face challenges in managing and accessing their digital wallet transaction history across different platforms and devices, leading to a fragmented and inefficient browsing and purchasing experience.

Innovation Solution

A digital wallet system, referred to as P-STATE, that stores and manages consumer browsing and purchasing history in a cloud-based server, allowing seamless access and retrieval of transaction states across various devices and platforms, including kiosks and mobile applications.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Speed

If digital wallet transaction data is stored locally on consumer devices, then data access speed is improved, but data security and privacy protection deteriorate

Engineering Contradiction:
Improvedata access speedVSAvoiddata security
Core Design Contradiction:
SpeedVSReliability

Solution Approach 1:

The system segments the digital wallet functionality by separating transaction data storage from device access. The persistent state server stores encrypted transaction data, while devices hold only decryption keys and access credentials. This segmentation allows fast local access through cryptographic operations while maintaining security through centralized encrypted storage.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The persistent state server acts as an intermediary between the consumer and transaction data. Instead of direct access to raw data or centralized storage vulnerabilities, the server provides authenticated access to encrypted states, mediating all data requests through security protocols while enabling rapid retrieval of transaction information.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If cloud-based storage is used for wallet transaction history, then data security is improved, but access complexity across devices increases

Engineering Contradiction:
Improvedata securityVSAvoidaccess complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The persistent state server provides universal access to wallet transaction data across multiple device types (mobile phones, tablets, kiosks, computers). The system uses device-agnostic authentication mechanisms and standardized data formats, allowing the same secure cloud storage infrastructure to serve diverse platforms without increasing user-facing complexity.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system creates and manages multiple persistent state representations across different devices, where each device receives an authenticated copy of the relevant transaction data from the central server. This copying mechanism simplifies access by providing locally cached copies while maintaining security through centralized control and encryption.

Inventive Principle:
Principle #26Copying

3Stability of the object's composition

If transaction data is centralized on a server, then data consistency is improved, but retrieval time across distributed devices increases

Engineering Contradiction:
Improvedata consistencyVSAvoidretrieval time
Core Design Contradiction:
Stability of the object's compositionVSLoss of time

Solution Approach 1:

The system performs preliminary actions by pre-loading and caching persistent state data on the server before it is needed by various devices. The server maintains ready-to-transmit encrypted transaction states, so when a device requests data, retrieval is rapid because the data is already prepared and staged for transmission, eliminating delays associated with real-time processing.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The persistent state server maintains continuous availability of transaction data through persistent connections and background synchronization mechanisms. Data remains in a ready state on the server, enabling continuous access without interruption or delay, ensuring both consistency across devices and rapid retrieval times through uninterrupted data availability.

Inventive Principle:
Principle #20Continuity of useful action

Data Source

PatentUS12462245B2Remote decoupled application persistent state apparatuses, methods and systems
Publication Date: 2025.11.04 VISA INTERNATIONAL SERVICE ASSOCIATION
  • US12462245B2 patent drawing
  • US12462245B2 patent drawing
  • US12462245B2 patent drawing

AI summary

The REMOTE DECOUPLED APPLICATION PERSISTENT STATE APPARATUSES, METHODS AND SYSTEMS (“P-STATE”) transforms purchase action input, cookie states search criteria input, and cookie states selection input via P-STATE components such as cookie/states storage (“CSS”) component; cookie states search presentation (“CSSP”) component; and cookie/states reload/recreate (“CSRR”) component, into cookie state presentation outputs.