Removable Transaction Sticker for Gift Card Value Sharing
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Solution Overview
Problem
Existing transaction cards, such as gift cards, lack flexibility in accessing stored value, as they are typically limited to a single medium and do not easily facilitate multiple uses or sharing of value across different objects or individuals.
Innovation Solution
A transaction product comprising a transaction card and a removable transaction sticker, both linked to the same or different accounts, allowing the sticker to be applied to various objects for easy access to stored value, providing dual means of accessing funds and enabling sharing or multiple uses.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If a transaction card is limited to a single medium, then the card structure remains simple, but the flexibility and accessibility of stored value are reduced
Solution Approach 1:
The transaction card is divided into two separate components: a main card body and a removable sticker. Both components contain account identifiers that link to the same stored value account, allowing users to access their funds through either component. This segmentation enables versatility in accessing stored value while keeping each individual component relatively simple in structure.
Solution Approach 2:
The transaction card system is designed to serve multiple functions and access methods. The main card and removable sticker both function as valid transaction instruments, and the sticker can be applied to various objects (keychains, wallets, vehicles) for different usage scenarios. This multi-functionality improves adaptability without requiring complex structural changes to the core system.
2Adaptability or versatility
If a transaction card is designed for single use, then the design is simple, but the ability to share or reuse value is limited
Solution Approach 1:
By separating the transaction card into a main card and a removable sticker, the system enables sharing of stored value. The removable sticker can be transferred to different individuals or objects, allowing the stored value to be shared and reused across multiple transactions without requiring a completely new card design for each use case.
Solution Approach 2:
The removable sticker component introduces dynamic flexibility to the transaction system. The sticker can be easily removed from the main card and applied to different objects or transferred to other individuals, enabling the system to adapt to various sharing and reuse scenarios. This dynamic element allows the same stored value to serve multiple purposes over time.
3Ease of operation
If a transaction card remains in the user's purse or wallet, then the card is easily accessible, but the advertisement and reminder functionality is reduced
Solution Approach 1:
The separation of the transaction card into a main card and a removable sticker allows the sticker to be applied to various visible objects such as keychains, wallets, or vehicles. This enables the advertisement and reminder functionality to be displayed in different locations and contexts, while the main card remains easily accessible in the user's purse or wallet for actual transactions.
Solution Approach 2:
The removable sticker extends the transaction card's presence from a single-dimensional (purse/wallet) storage location to multiple dimensions by allowing application to various objects and surfaces. This dimensional expansion enables the card to serve both as an easily accessible transaction instrument and as an visible advertisement/reminder in different contexts.
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
Enhances convenience by allowing the stored value to be accessed through either the card or the sticker, facilitating repeated use and sharing, while maintaining advertisement and reminder functionality, thus encouraging repeat purchases and providing additional purchasing power.
Implementation Method 1
The rear surface is coated with a pressure sensitive adhesive. The transaction sticker is configured to be removed from the transaction card and applied to a consumer article via the pressure sensitive adhesive.
Data Source
AI summary
A transaction product for a retail display includes a transaction sticker and a transaction card. The transaction sticker defines a front surface and a rear surface opposite the front surface. The transaction sticker includes a first account identifier linking the transaction sticker to an account or record configured to track a value available for use toward a purchase of goods and services. The first account identifier is machine readable by a point-of-sale terminal. The rear surface is coated with a pressure sensitive adhesive. The transaction card defines a first surface and a second surface opposite the first surface and including a second account identifier. The second account identifier is machine readable by the point-of-sale terminal. The transaction sticker is releasably coupled to the transaction card and is configured to be removed from the transaction card and applied to an article. Other cards, products, combinations and associated methods are also disclosed.