Reusable Identity Data Files via Segmentation and Intermediary
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Solution Overview
Problem
Users face inefficiency and security risks due to the need to repeatedly enter identifying information when interacting with multiple parties, as data files are typically limited to specific parties and require re-enrollment for each new interaction.
Innovation Solution
The system allows for the creation of reusable data files by leveraging an identity provider to extend an original data file from a source party to other parties, reducing the need for repeated manual disclosure of identifying information through a process involving identity verification and consent.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If users repeatedly enter identifying information for each party interaction, then data security is maintained through party-specific data files, but user efficiency deteriorates due to repeated manual disclosure
Solution Approach 1:
The patent segments identifying information into two categories: immutable attributes (name, date of birth, government identifiers) that remain constant across parties, and variable attributes (addresses, payment credentials) that may change. This segmentation allows the system to selectively reuse immutable attributes while maintaining party-specific variable attributes, thereby improving efficiency without compromising security.
Solution Approach 2:
The patent applies local quality by making data file attributes party-specific while enabling selective sharing of immutable attributes. Each party maintains its own data file with locally-relevant information, while immutable attributes can be securely extended to other parties through the identity provider, allowing each location to have appropriate data quality and access controls.
2Loss of time
If users repeatedly enter identifying information for each party interaction, then data accuracy is maintained through direct user input, but time consumption increases due to re-enrollment requirements
Solution Approach 1:
The patent implements preliminary action by having users provide identifying information once to an identity provider, who then stores immutable attributes in a reusable format. This preliminary data collection eliminates the need for repeated user input across multiple parties, significantly reducing time consumption while maintaining data accuracy through the use of verified, immutable attributes.
Solution Approach 2:
The patent uses copying by creating reusable data files that contain immutable identifying information, which can be securely copied and extended to multiple parties. This copying mechanism eliminates repeated manual entry while preserving data accuracy, as the immutable attributes are verified once and then reliably replicated across party-specific data files.
3Reliability
If party-specific data files are used for each user interaction, then data security is improved through localized storage, but system complexity increases due to multiple data file management requirements
Solution Approach 1:
The patent introduces an identity provider as an intermediary between users and multiple parties. This intermediary maintains a centralized repository of immutable attributes and facilitates secure extension of data files to multiple parties, thereby reducing system complexity while maintaining the security benefits of party-specific data files. The identity provider manages the complexity of coordinating multiple parties, leaving each party with simplified data file management.
Data Source
AI summary
Systems and methods are provided for extending data files beyond sources of the data files. One example computer-implemented method includes receiving, from a mobile device of a user, selection of an option to extend a data file compiled at a source party, where the option includes a unique identifier for the user and a source identifier, and soliciting, from the mobile device, an image of the user. The method also includes receiving a captured image of the user from the mobile device and retrieving, based on the unique identifier and the source identifier, the data file from the source party. The method then includes, when the captured image matches the data file, storing the data file as a reusable data file, whereby the data file is available to be provided to one or more relying parties, different than the source party, upon consent from the user.