Reverse Auxiliary Resource Linkage for Repetitive Resource Events

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Solution Overview

Problem

Current systems lack the ability to link auxiliary resources to a resource storage location and resource-receiving entity for inducing a resource-providing entity to conduct repetitive resource events.

Innovation Solution

A system and method for reverse linkage of auxiliary resources to a resource storage location and resource-receiving entity, where the linkage occurs in response to resource events, determining the volume of auxiliary resources, and applying them automatically to subsequent events based on usage rules.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If auxiliary resources are linked to a resource storage location by a resource-providing entity selecting a resource-receiving entity prior to conducting resource events, then the resource-providing entity can conduct initial resource events with resource-receiving entities, but no means exists to link auxiliary resources to induce repetitive resource events with the same resource-receiving entity

Engineering Contradiction:
Improveability to conduct repetitive resource eventsVSAvoidcomplexity of resource linkage system
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent inverts the traditional linkage direction by linking auxiliary resources to the resource storage location and resource-receiving entity after the resource event occurs, rather than selecting the resource-receiving entity beforehand. This reverse linkage enables repetitive resource events by automatically applying auxiliary resources to subsequent events at the same resource storage location, eliminating the need for pre-selection and manual intervention.

Inventive Principle:
Principle #13The other way round (Inversion)

2Extent of automation

If auxiliary resources are manually allocated before each resource event, then the resource-providing entity can control resource distribution, but the process lacks automation and efficiency for repetitive events

Engineering Contradiction:
Improveautomation of auxiliary resource applicationVSAvoidtime required for resource event processing
Core Design Contradiction:
Extent of automationVSLoss of time

Solution Approach 1:

The patent performs preliminary actions by automatically linking auxiliary resources to the resource storage location and resource-receiving entity in advance, based on the initial resource event. This preliminary linkage enables subsequent resource events to automatically receive auxiliary resources without manual intervention, significantly reducing processing time and improving automation for repetitive events.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system implements self-service by automatically determining whether auxiliary resources are applicable to subsequent resource events and applying them without requiring manual allocation. The resource-providing entity establishes the linkage once, and the system autonomously manages the distribution of auxiliary resources for all subsequent events at that location, eliminating repetitive manual tasks.

Inventive Principle:
Principle #25Self-service

3Productivity

If auxiliary resources are applied to each resource event individually, then precise control over resource usage is maintained, but the process is inefficient and time-consuming

Engineering Contradiction:
Improvethroughput of resource eventsVSAvoidcomplexity of resource management system
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent merges the management of auxiliary resources with the resource storage location by establishing a linkage between them. This consolidation allows the system to manage auxiliary resources at the location level rather than individually for each event, significantly improving throughput for repetitive events while maintaining controlled distribution through the established linkage rules.

Inventive Principle:
Principle #5Merging (Combining)

Data Source

PatentUS12536046B2Reverse linkage of auxiliary resources to a resource location and resource-receiving entity
Publication Date: 2026.01.27 BANK OF AMERICA CORP
  • US12536046B2 patent drawing
  • US12536046B2 patent drawing
  • US12536046B2 patent drawing

AI summary

Reverse linkage of auxiliary resources to both a resource-receiving entity and a resource storage location associated with a resource-providing entity. The reverse nature of the linkage is realized, in that, the linkage occurs in response to one or more resource events occurring between the resource-providing entity and the resource-receiving entity. As a result of the linkage, the present invention provides for the auxiliary resources to be automatically applied to an incurring subsequent, typically next-in-time, resource event conducted between the resource-providing entity and the resource-receiving entity using the linked resource storage location.