Reward Granting System Conditional Terminal Verification
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Solution Overview
Problem
Existing reward systems face challenges in balancing fraud prevention with user convenience, particularly in determining whether a wearable terminal is associated with the service provider, which often requires users to input terminal identification information, thereby compromising convenience for security reasons.
Innovation Solution
A reward granting system that includes a user terminal and a server system, where the user terminal acquires health data, determines rewards, and transmits relevant information to the server, which then requests terminal identification only when the reward meets certain conditions, allowing for registration of rewards and user information based on matching terminal identification.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If terminal identification information verification is performed in every case, then fraud prevention is improved, but user convenience deteriorates
Solution Approach 1:
The patent applies partial verification by performing terminal identification checks only when reward amounts exceed a predetermined threshold, rather than verifying all rewards. This resolves the contradiction by maintaining fraud prevention for high-value rewards while avoiding unnecessary verification for low-value rewards, thus preserving user convenience.
2Reliability
If terminal identification information is required for all rewards, then security is improved, but operation complexity increases
Solution Approach 1:
The patent segments the reward verification process into two distinct paths: one for rewards below the threshold (no verification needed) and one for rewards at or above the threshold (verification required). This segmentation resolves the contradiction by simplifying the common case while maintaining security for exceptional cases.
Data Source
AI summary
At least one processor determines, based on reward information, whether a content of a reward satisfies a predetermined condition; at least one processor makes a first determination of, when the content of the reward does not satisfy the predetermined condition, whether user identification information is associated with terminal identification information on any one of a plurality of wearable terminals belonging to an operator; and at least one processor makes a second determination of whether the terminal identification information transmitted by a user terminal matches the terminal identification information on any one of the plurality of wearable terminals belonging to the operator.