Reward System for Personal Well-Being Goals

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Solution Overview

Problem

Individuals lack effective methods to manage their lifestyle improvements based on tracked health, community, and financial data, as existing technologies primarily focus on data tracking rather than providing actionable insights or rewards for better management.

Innovation Solution

A computer-implemented method and system that receives and analyzes health, community, and financial data to determine if target goals are met and maintained, then provides personalized rewards such as money, products, services, or discounts based on accumulated reward points, encouraging users to improve and maintain their well-being.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If conventional tracking devices are used to monitor health, community, and financial data, then data collection capability is improved, but actionable insight and user motivation remain insufficient

Engineering Contradiction:
Improveactionable insightVSAvoiduser motivation
Core Design Contradiction:
Loss of informationVSEase of operation

Solution Approach 1:

The system implements a rewards program that provides continuous feedback to users when they achieve wellness goals. The server monitors user data from multiple sources, compares it against target goals, and automatically provides rewards (such as insurance premium reductions, discounts, or gift cards) when goals are met. This feedback loop transforms raw data into actionable insights that motivate users to maintain healthy behaviors.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The system changes the parameter of user motivation by introducing a rewards mechanism that transforms static data tracking into dynamic goal achievement. By converting monitored parameters (health metrics, community engagement, financial stability) into reward-eligible achievements, the system enhances user motivation without requiring additional manual input from users.

Inventive Principle:
Principle #35Parameter changes

2Reliability

If comprehensive data tracking is implemented across health, community, and financial domains, then user well-being monitoring is improved, but system complexity increases

Engineering Contradiction:
Improvewell-being monitoringVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The server system performs multiple functions: it collects data from various sources (wearable devices, mobile devices, third-party APIs), processes different types of data (health metrics, community engagement, financial information), evaluates goal achievement, and distributes rewards. This multi-functional approach consolidates what would otherwise require separate systems into a single universal platform, managing complexity while maintaining comprehensive monitoring.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The server acts as an intermediary between multiple data sources and the user. It receives data from wearable devices, mobile devices, and third-party services; processes this data against target goals; and communicates results and rewards back to users. This intermediary role simplifies the overall system architecture by centralizing data processing and reward distribution logic.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Ease of operation

If target goals are set for health, community, and financial metrics, then user guidance is improved, but difficulty in maintaining goals increases

Engineering Contradiction:
Improveuser guidanceVSAvoidgoal maintenance
Core Design Contradiction:
Ease of operationVSDuration of action of stationary object

Solution Approach 1:

The system continuously monitors user progress toward target goals and provides immediate feedback through the rewards program. When users achieve or maintain goals over specified periods, they receive automatic rewards that reinforce positive behavior. This continuous feedback mechanism makes goal maintenance more sustainable by providing ongoing motivation rather than one-time guidance.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The rewards program operates on periodic cycles, evaluating user data against target goals at regular intervals (daily, weekly, monthly). This periodic evaluation structure breaks down long-term goal maintenance into manageable cycles, making sustained behavior change more achievable. Users receive rewards at regular intervals when goals are met, reinforcing consistent behavior over time.

Inventive Principle:
Principle #19Periodic action

Data Source

PatentUS20230186340A1Methods and systems for rewarding personal well-being
Publication Date: 2023.06.15 STATE FARM MUTAL AUTOMOBILE INSURANCE COMPANY
  • US20230186340A1 patent drawing
  • US20230186340A1 patent drawing
  • US20230186340A1 patent drawing

AI summary

A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.