RFID Tag Data Storage for Check Processing Readability

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Solution Overview

Problem

In multiple-pass image-based check processing systems, encoded and endorsement lines on financial documents often become cluttered and difficult to read due to multiple processing centers and improper maintenance of ink ribbons, leading to readability issues.

Innovation Solution

A financial document item processing system that uses RFID tags to transmit encoded and endorsement data along a check transport path, allowing for clear and organized storage of data without clutter, ensuring readability across multiple processing centers.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If multiple processing centers encode and endorse document items using traditional ink ribbon methods, then processing capability is improved, but encoded lines and endorsement lines become cluttered and difficult to read

Engineering Contradiction:
Improveprocessing capabilityVSAvoidreadability of encoded lines
Core Design Contradiction:
ProductivityVSMeasurement precision

Solution Approach 1:

The patent extracts the data storage function from the physical document surface by encoding data onto RFID tags attached to document items. This separates the information carrier (RFID tag) from the document itself, allowing multiple processing centers to encode data without creating visual clutter on the document, thereby maintaining readability while improving processing capability.

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The RFID tag serves as an intermediary between the document item and the encoded data. Instead of directly writing onto the document surface, the system uses the RFID tag as a mediator to store encoded lines and endorsement lines, eliminating the clutter problem while enabling multiple processing operations.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Adaptability or versatility

If document items are processed through multiple processing centers, then processing versatility is improved, but encoded lines and endorsement lines become cluttered and placed on top of each other

Engineering Contradiction:
Improveprocessing versatilityVSAvoidclutter of encoded lines
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent extracts the data storage function from the physical document surface by encoding data onto RFID tags attached to document items. This separates the information carrier (RFID tag) from the document itself, allowing multiple processing centers to encode data without creating visual clutter on the document, thereby maintaining readability while improving processing capability.

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The patent transitions from two-dimensional surface encoding (ink on paper) to a different dimension by using RFID tags that store data electronically. This dimensional shift allows multiple encoded lines to coexist without spatial overlap, eliminating clutter while supporting versatile processing across multiple centers.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

3Ease of operation

If ink ribbons are not properly maintained, then operational convenience is improved, but encoded lines and endorsement lines become faint and difficult to read

Engineering Contradiction:
Improveoperational convenienceVSAvoidreadability of encoded lines
Core Design Contradiction:
Ease of operationVSMeasurement precision

Solution Approach 1:

The patent replaces the mechanical ink ribbon system with an electronic RFID tagging system. Instead of relying on physical ink ribbons that require maintenance and can become faint, the system uses electronic data storage on RFID tags, which eliminates maintenance requirements while ensuring consistent data readability.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The RFID tags serve as disposable or replaceable data carriers that can be easily renewed if needed, unlike expensive and maintenance-intensive ink ribbon systems. This approach maintains operational convenience while ensuring data readability without the degradation issues of ink ribbons.

Inventive Principle:
Principle #27Cheap short-living objects (Disposable)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

The system ensures that encoded and endorsement data is accurately and clearly stored on RFID tags, preventing clutter and maintaining readability, even when processed through multiple centers and with varying ink ribbon conditions.

Implementation Method 1

a financial document item processing system, such as a multiple-pass image-based check processing system, to encode/endorse a financial document item having a radio frequency identification tag

Methodology Applied
Scientific EffectRadio frequency identification: Electromagnetic Induction

Data Source

PatentUS7792754B2Financial document item processing system and method of operating a financial document item processing system to encode/endorse a financial document item having a radio frequency identification tag
Publication Date: 2010.09.07 DIGITAL FIRST HOLDINGS LLC
  • US7792754B2 patent drawing
  • US7792754B2 patent drawing
  • US7792754B2 patent drawing

AI summary

A financial document item processing system processes checks transported from an upstream end of a check transport path to a downstream end of the check transport path. Endorsement data is transmitted to an RFID tag of a check transported along the check transport path from the upstream end to the downstream end. Alternatively, encoded data is transmitted to an RFID tag of a check transported along the check transport path from the upstream end to the downstream end. In some financial document item processing applications, both endorsement data and encoded data are transmitted to an RFID tag of a check transported along the check transport path from the upstream end to the downstream end.