RFID Pre-authorization for Vehicle Transaction Processing

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Solution Overview

Problem

The transportation and shipping industry faces inefficiencies and delays due to the need for drivers to refuel, purchase services, and manage documentation, often resulting in increased costs and time spent on transaction processing, especially with outdated magnetic strip cards prone to failure and lack of vehicle-specific authorization.

Innovation Solution

A system and method for pre-authorizing vehicle transactions through a back office system that broadcasts service availability to vehicles, allowing drivers to initiate and complete transactions wirelessly before arrival at a service station, using engine control modules, RFID chips, and surrogate system controllers for secure and efficient processing.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If drivers use magnetic strip cards for transactions at service stations, then they can access refueling and other services, but the cards are prone to failure due to damage and wear, and transaction processing time increases

Engineering Contradiction:
Improvecard reliabilityVSAvoidtransaction processing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent replaces the mechanical magnetic strip card system with an electronic RFID-based authorization system. The RFID card reader wirelessly communicates with the driver's authorization code, eliminating the need for physical magnetic strip insertion and reducing mechanical wear and failure points while accelerating transaction processing.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system performs preliminary authorization by requiring drivers to obtain an authorization code before arriving at the service station. This pre-processing of transaction approval eliminates on-site verification delays, allowing drivers to simply present their RFID card and receive service immediately upon arrival.

Inventive Principle:
Principle #10Preliminary action

2Productivity

If drivers manually enter authorization and payment information at the point of sale, then transactions can be processed, but significant time is lost due to communication and processing delays

Engineering Contradiction:
Improvetransaction processing speedVSAvoiddriver waiting time
Core Design Contradiction:
ProductivityVSLoss of time

Solution Approach 1:

The system enables self-service by allowing drivers to autonomously present their RFID card for verification. The RFID card reader automatically reads the card and validates the authorization code without requiring driver intervention for data entry or manual processing, significantly reducing waiting time and improving transaction throughput.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The RFID card acts as an intermediary that carries the driver's authorization code. Instead of manually entering payment and authorization information, the driver simply presents the RFID card, which mediates the transaction by transmitting the pre-validated authorization data to the point of sale system instantaneously.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Adaptability or versatility

If general purchase policies are used on transaction cards, then cards are easy to issue, but drivers may attempt unauthorized transactions and security control is reduced

Engineering Contradiction:
Improvetransaction policy flexibilityVSAvoidauthorization security
Core Design Contradiction:
Adaptability or versatilityVSReliability

Solution Approach 1:

The system implements local quality by associating specific authorization codes with individual drivers and their designated vehicles. Rather than using universal purchase policies, each driver receives a customized authorization code that specifies exactly what transactions they are permitted to conduct, providing granular security control while maintaining ease of card issuance.

Inventive Principle:
Principle #3Local quality

Data Source

PatentUS9792632B2System and method for processing vehicle transactions
Publication Date: 2017.10.17 EPONA LLC
  • US9792632B2 patent drawing
  • US9792632B2 patent drawing
  • US9792632B2 patent drawing

AI summary

A method and system for processing a transaction request prior to a vehicle arriving at a service station is provided. Upon entering a wireless service area of a back office system associated with a service station, a driver and/or truck may request certain transactions. The back office system may communicate with a carrier information system associated with the driver and/or truck to validate and authorize the transaction. If the transaction is authorized, the back office system may send authorization to the service station. Once the driver and/or truck arrives at the point of sale, they may proceed directly to performing the requested transaction. A receipt may be automatically generated at the point of sale and transmitted to the carrier information system through the back office.