RFID Sticker Payment Distribution via Virtual Number Extraction
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Solution Overview
Problem
Conventional RFID systems for financial transactions are insecure due to the use of hard shell cases that can be lost or stolen, and their distribution is inefficient and time-consuming.
Innovation Solution
A system that generates a virtual payment number associated with an RFID chip embedded in a sticker, which can be distributed to users via mail, allowing them to make financial transactions by affixing the sticker to a physical medium such as a plastic card or cell phone, with customizable payment parameters and the ability to fund accounts from banking or credit sources.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If conventional RFID systems use hard shell cases attached to key chains, then the RFID chip is protected and functional, but the system becomes insecure (may break, be lost or stolen) and inefficient to distribute
Solution Approach 1:
The patent extracts the RFID chip from its conventional hard shell case and transfers it to a sticker substrate. This removes the problematic hard shell structure while retaining the RFID functionality, allowing the chip to be affixed directly to items like keys or cards without the bulky protective case that causes security issues.
Solution Approach 2:
The patent creates a sticker copy or alternative form of the RFID system that replicates the functionality of the hard shell case RFID without the physical constraints. The sticker serves as a lightweight, flexible alternative that maintains RFID capabilities while eliminating the security vulnerabilities of the original hard shell design.
2Productivity
If conventional RFID systems use hard shell cases, then the RFID chip is protected, but the ordering, generation and distribution takes a long time
Solution Approach 1:
The patent adopts a disposable sticker format for RFID chips instead of durable hard shell cases. These stickers can be mass-produced cheaply, mailed efficiently, and replaced easily if lost or damaged. This approach prioritizes rapid distribution and replacement over long-term durability, significantly improving productivity and reducing distribution time.
3Adaptability or versatility
If virtual payment numbers are associated with user accounts and RFID chips, then financial transactions are facilitated, but the system requires network communication and account management infrastructure
Solution Approach 1:
The patent creates a universal system where the RFID sticker serves multiple functions: it acts as both the payment medium and the identification element for user accounts. The same physical sticker handles both authentication and transaction processing, eliminating the need for separate cards or devices and simplifying the overall system infrastructure while maintaining versatile financial transaction capabilities.
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
Provides a secure, efficient, and convenient method for users to make financial transactions, allowing for easy customization and replacement of RFID stickers without closing the user account, enhancing security and reducing distribution time.
Implementation Method 1
Radio Frequency Identification (i.e., RFID) is an identification technology that uses integrated circuit (i.e., IC) chips to transmit identifying information to an RFID reader
Data Source
AI summary
Systems and methods of the present disclosure provide a method for distributing payment media to a customer. In various embodiments, the systems and methods include receiving a request from a user via a network, generating a virtual payment number related to the user, associating the virtual payment number to an RFID chip embedded in a sticker, and distributing the sticker to the user via, for example, the mail.