Field-Upgradeable RFID Transponder via Intermediary Banking System

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Solution Overview

Problem

Existing RFID devices lack the capability to be altered or updated in the field after initial deployment, limiting their functionality and adaptability to new applications.

Innovation Solution

A system and method that allows for the alteration of RFID transponder devices by processing alteration requests through a banking system, generating data packets, and transmitting them to an interim interface device for loading new applications onto the transponder, enabling field-upgradeable functionality such as loyalty programs or financial transactions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If RFID devices are designed with fixed functionality at manufacturing, then device reliability is improved, but adaptability deteriorates

Engineering Contradiction:
Improvedevice reliabilityVSAvoidfield adaptability
Core Design Contradiction:
ReliabilityVSAdaptability or versatility

Solution Approach 1:

The transponder device incorporates a dynamically reconfigurable memory structure that allows applications to be loaded, unloaded, and modified in the field. The memory portion can be selectively programmed to store different application data, enabling the device to adapt its functionality after deployment while maintaining reliable operation through controlled programming sequences.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system performs preliminary actions by pre-configuring the memory structure and authentication mechanisms before field deployment. The transponder is manufactured with the capability to receive and execute new applications, and the banking system pre-establishes the security protocols and data packets needed for future field alterations, ensuring both reliability and adaptability.

Inventive Principle:
Principle #10Preliminary action

2Adaptability or versatility

If RFID devices allow field alterations, then adaptability is improved, but device complexity deteriorates

Engineering Contradiction:
Improvefield alterabilityVSAvoidsystem complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system introduces an intermediary banking system that manages the complexity of field alterations. Instead of requiring complex user-side programming capabilities, the banking system acts as a centralized intermediary that prepares and transmits authenticated data packets to the transponder, simplifying the user interface while enabling sophisticated field modifications.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The transponder device employs a universal memory structure and authentication protocol that can handle multiple different applications through a single standardized interface. This multi-functionality allows the same hardware platform to support various applications (financial transactions, loyalty programs, access control) without requiring separate complex programming mechanisms for each application type.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Ease of manufacture

If RFID devices use standardized memory structures, then ease of manufacture is improved, but adaptability deteriorates

Engineering Contradiction:
Improvemanufacturing simplicityVSAvoidapplication flexibility
Core Design Contradiction:
Ease of manufactureVSAdaptability or versatility

Solution Approach 1:

The memory portion of the transponder is segmented into distinct regions that can be independently programmed with different applications. This segmentation allows the device to be manufactured with a standardized, simple memory structure that can later be divided into functional segments through software configuration, achieving both manufacturing ease and application flexibility.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS9305292B1Systems and methods for providing an adaptable transponder device
Publication Date: 2016.04.05 JPMORGAN CHASE BANK NA
  • US9305292B1 patent drawing
  • US9305292B1 patent drawing
  • US9305292B1 patent drawing

AI summary

Transponder alteration systems and methods are provided for altering the state of a transponder device in the field, the transponder device used by a transponder user. The system may comprise an alteration portion, disposed in a banking system, the alteration portion inputting an alteration request from a user for an additional application to be disposed upon the user's transponder device. The processing of the alteration portion may include (1) accessing a database to retrieve data to process the alteration request; (2) generating an information packet for the user based on the retrieved data, and outputting the information packet to the user; and (3) generating a data packet based on the retrieved data, and outputting the data packet to an interim device, such that the interim device interfaces with the transponder device to transmit the data packet to the transponder device.