Rotatable Appendage Transaction Card for Consumer Engagement

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Existing transaction cards lack an engaging and interactive form factor that can convert between compact and expanded shapes, limiting their ability to serve as both a functional payment method and a toy, thereby missing opportunities for enhanced consumer engagement and brand promotion.

Innovation Solution

A transaction product with a body and rotatable appendages that can transform between a compact and expanded form, featuring a machine-readable account identifier for payment functionality and a toy-like shape, such as an action figure or character, allowing users to convert between forms for both purchasing and play.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of manufacture

If a transaction card is designed with a simple flat form factor, then it is easy to manufacture and store, but it lacks consumer engagement and interactive value

Engineering Contradiction:
Improveease of manufactureVSAvoidconsumer engagement
Core Design Contradiction:
Ease of manufactureVSAdaptability or versatility

Solution Approach 1:

The transaction card incorporates movable appendages (arms and legs) that can rotate between compact and expanded positions, transforming the card from a static flat object to a dynamic three-dimensional figure. This dynamic transformation enables the card to serve dual purposes: as a compact payment device and as an expanded toy-like figure for consumer engagement and brand promotion.

Inventive Principle:
Principle #15Dynamics

2Adaptability or versatility

If a transaction card is designed with transformable appendages to create a toy-like form, then consumer engagement is enhanced, but device complexity increases

Engineering Contradiction:
Improveconsumer engagementVSAvoiddevice complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The transaction card is segmented into distinct functional components: a body portion containing the account identifier and multiple separate appendages (arms and legs) with rotation joints. This segmentation allows each component to be independently manufactured and assembled, simplifying production while enabling the complex transformable functionality that enhances consumer engagement.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS7905416B2Mechanically convertible transaction product
Publication Date: 2011.03.15 TARGET BRANDS INC
  • US7905416B2 patent drawing
  • US7905416B2 patent drawing
  • US7905416B2 patent drawing

AI summary

A mechanically convertible transaction product includes a body, two or more appendages, and an account identifier. Each of the two or more appendages is rotatably coupled with the body and configured to selectively rotate relative to the body between a compact position and an expanded position. Each appendage extends further away from the body when in the expanded position such that an overall form of the transaction product is altered when any of the appendages are in the expanded position as compared to when all of the appendages are in the compact position. The account identifier links the transaction product to an account or record. Stored-value products, combinations, methods of providing a transaction card, and other embodiments are also disclosed.