Interaction Routing Handoff Using Security Tokens and Device Matching

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Solution Overview

Problem

Network-based service applications face limitations in performing actions and understanding user natural language inputs, leading to redirections to separate computing systems like IRS, causing redundant user authentication, resource wastage, and security issues, especially in regulated industries.

Innovation Solution

A method for securely transferring authentication status from a network-based service to an IRS using a security token, matching the computing device identifier to maintain authentication and route interactions, thus avoiding redundant authentication and enhancing security.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If a user is redirected from a network-based service application to an IRS for live agent assistance, then the user can receive human support, but the user must undergo redundant authentication which wastes resources and creates security issues

Engineering Contradiction:
Improveuser authentication processVSAvoidresource wastage
Core Design Contradiction:
Ease of operationVSLoss of energy

Solution Approach 1:

The patent introduces a security token as an intermediary mechanism that carries authentication information from the network-based service application to the IRS. This token acts as a mediator that enables the IRS to recognize the user's authentication status without requiring redundant authentication, thus resolving the contradiction between ease of operation and resource wastage

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The network-based service application performs preliminary action by obtaining and storing a security token during the initial authentication process. This pre-obtained token is then used during the handoff to the IRS, eliminating the need for redundant authentication and reducing resource wastage while maintaining security

Inventive Principle:
Principle #10Preliminary action

2Productivity

If authentication information is transferred from the network-based service application to the IRS during handoff, then redundant authentication is avoided, but security risks increase due to transmission of sensitive data

Engineering Contradiction:
Improveauthentication efficiencyVSAvoidsecurity risks
Core Design Contradiction:
ProductivityVSObject-affected harmful factors

Solution Approach 1:

The security token serves as a secure intermediary that encapsulates authentication information. By using this token as a mediator during the handoff process, the system can transfer authentication status efficiently while minimizing security risks through controlled data transmission

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent extracts only the necessary authentication information into a separate security token, isolating sensitive data from the main communication flow. This extraction approach allows efficient authentication transfer while containing security risks within a controlled token structure

Inventive Principle:
Principle #2Taking out (Extraction)

3Adaptability or versatility

If the network-based service application handles all user interactions, then service consistency is maintained, but the application's limited capabilities prevent it from understanding complex natural language inputs

Engineering Contradiction:
Improvenatural language understanding capabilityVSAvoidsystem architecture
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent segments the interaction handling functionality by directing complex natural language understanding tasks to the IRS while the network-based service application handles simpler tasks. This segmentation allows each system to operate within its capability boundaries, improving overall adaptability without excessive complexity

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The security token acts as an intermediary that carries user context and authentication information between the network-based service application and the IRS. This enables seamless handoff of complex interactions to the IRS which has superior natural language understanding capabilities

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS20260032198A1Transitional handoff from a digital communication device to a designated interaction routing system
Publication Date: 2026.01.29 WELLS FARGO BANK NA
  • US20260032198A1 patent drawing
  • US20260032198A1 patent drawing
  • US20260032198A1 patent drawing

AI summary

Disclosed in some examples are methods, systems, and devices which provide for an IRS menu bypass and an authentication and session transfer to a live agent according to some examples of the present disclosure. When a handover condition is detected the ANLPA requests a security token from the IRS. The ANLPA also provides the user's authentication status, context information about why the user is calling, and/or other information to the IRS. When the user calls, they provide the security token to the IRS. The IRS uses the token to look up the authentication status and the context information and to automatically route the user to the correct live agent. In some examples, in order to enhance security, the user remains authenticated only if they are calling from a same computing device that hosted the ANLPA session and requested the security token.