Automated Safe Deposit Box Delivery System

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Solution Overview

Problem

Current safe deposit box access methods are inefficient, requiring customers to physically visit bank branches, leading to delays and inconvenience, especially during relocation, as they must close and reopen accounts.

Innovation Solution

An automated safe deposit box delivery system using a management device with a processor and communication interface, enabling remote request processing, facility location determination, delivery option selection, and biometric authentication for secure access and delivery scheduling.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If customers visit physical bank branches to access safe deposit boxes, then secure access is ensured, but wait times are long and location constraints exist

Engineering Contradiction:
Improvesecure accessVSAvoidwait time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent introduces an automated delivery system as an intermediary between the bank branch and the customer. The system includes a delivery vehicle that transports safe deposit boxes from the branch to the customer's location, eliminating the need for customers to wait at the branch while maintaining security through controlled access mechanisms.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent replaces the manual process of customers physically visiting branches with an automated delivery mechanism. The system uses automated vehicle control, biometric authentication, and electronic key delivery to substitute the mechanical process of branch visits, reducing wait time while maintaining security.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Reliability

If customers visit physical bank branches to access safe deposit boxes, then secure access is ensured, but location constraints limit accessibility

Engineering Contradiction:
Improvesecure accessVSAvoidaccessibility
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The automated delivery system acts as an intermediary that bridges the gap between the fixed bank branch location and the customer's mobile location. The delivery vehicle transports the safe deposit box to wherever the customer needs to go, eliminating location constraints while maintaining the security protocols of the branch through controlled access mechanisms.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The delivery system provides universal access to safe deposit boxes regardless of the customer's location. The system can deliver boxes to any destination within its operational range, making the service universally accessible rather than constrained to specific branch locations, while maintaining security through standardized authentication protocols.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Ease of operation

If automated delivery system is implemented, then accessibility and convenience are improved, but system complexity increases

Engineering Contradiction:
ImproveconvenienceVSAvoidsystem complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The automated delivery system is segmented into distinct functional modules: a delivery vehicle with controlled access, a key management system, a biometric authentication system, and a communication interface. This segmentation allows each component to be independently managed and maintained, reducing overall system complexity despite the advanced functionality provided.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS10720004B2Method and apparatus for providing automated safe deposit box delivery
Publication Date: 2020.07.21 JPMORGAN CHASE BANK NA
  • US10720004B2 patent drawing
  • US10720004B2 patent drawing
  • US10720004B2 patent drawing

AI summary

Various methods, apparatuses, and media for providing an automated delivery of a safe deposit box are provided. The methodology includes operations of receiving a first user request for the delivery of the safe deposit box, the first user request including user account information; determining, based on information included in the first user request, a safe deposit box warehouse facility location that relates to the safe deposit box to be delivered, and determining at least one facility parameter; determining, based on the information included in the first user request, user delivery requirements; determining, based on each of the safe deposit box warehouse facility location, the at least one facility parameter, and the user delivery requirements, at least one delivery option; receiving a user selection of a desired delivery option; and transmitting information relating to a delivery schedule for delivering the safe deposit box.