Keyless Safe Deposit Box Access via Wireless Transaction Card Authentication

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Solution Overview

Problem

Accessing a safe deposit box is time-consuming and inconvenient for customers and bank employees, as they need to locate and use their respective keys, which wastes resources and diverts the bank employee's attention from other tasks.

Innovation Solution

A verification platform using a short-range wireless communication device to provide keyless access, where a bank employee and customer can use transaction cards or user devices to communicate with the safe deposit box, determining authorization and unlocking the box without the need for physical keys.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If traditional key-based access method is used for safe deposit box, then security is maintained, but access time increases and convenience deteriorates

Engineering Contradiction:
Improveaccess convenienceVSAvoidaccess time
Core Design Contradiction:
Ease of operationVSLoss of time

Solution Approach 1:

The patent replaces the mechanical key-based access system with an electronic authentication system using transaction cards and biometric sensors. The mechanical key insertion and turning action is substituted with card insertion, code entry, or fingerprint scanning, followed by electronic verification and motorized lock actuation. This substitution dramatically reduces access time while maintaining security through multiple verification layers.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system enables customers to access their own safe deposit boxes with minimal employee intervention. The automated verification process, where the system itself validates credentials and actuates the lock, reduces the need for employees to manually assist with key handling and verification, thereby improving convenience and reducing access time.

Inventive Principle:
Principle #25Self-service

2Productivity

If manual key verification process is used, then security is ensured, but employee productivity decreases due to repeated task interruption

Engineering Contradiction:
Improveemployee productivityVSAvoidemployee time
Core Design Contradiction:
ProductivityVSLoss of time

Solution Approach 1:

The automated authentication system performs verification, validation, and lock actuation without requiring employee intervention for each access request. Employees only need to initiate the process or handle exceptional cases, freeing them from repetitive manual verification tasks and significantly improving productivity.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The electronic verification system acts as an intermediary between the customer and the lock mechanism. Instead of employees manually verifying keys and authorizing access, the automated system handles the entire verification and actuation process, reducing employee involvement to minimal oversight and improving overall productivity.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Loss of energy

If physical keys are required for access, then simplicity is maintained, but resource waste occurs due to repeated task starting and stopping

Engineering Contradiction:
Improvecomputing resource wasteVSAvoidaccess system complexity
Core Design Contradiction:
Loss of energyVSDevice complexity

Solution Approach 1:

The system maintains continuous operation by keeping the verification platform and communication devices active and ready for authentication requests. Unlike manual key verification that requires repeated task initiation and termination, the automated system continuously monitors for and processes access requests, eliminating resource waste from task startup/shutdown cycles.

Inventive Principle:
Principle #20Continuity of useful action

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

This method reduces access time, enhances convenience for both parties, and conserves computing and network resources by automating the access process, preventing the wastage of resources typically used when starting and stopping tasks repeatedly.

Implementation Method 1

receiving, from a short-range wireless communication device associated with a safe deposit box, first data identifying a first transaction card or a first user device

Methodology Applied
Scientific EffectElectromagnetic radiation: Electromagnetic Induction

Data Source

PatentUS12073673B2Utilizing a short-range wireless communication device to provide keyless access to a safe deposit box
Publication Date: 2024.08.27 CAPITAL ONE SERVICES LLC
  • US12073673B2 patent drawing
  • US12073673B2 patent drawing
  • US12073673B2 patent drawing

AI summary

A device receives, from a short-range wireless communication device associated with a safe deposit box, first data identifying a first transaction card, and identifies a bank employee associated with the first data. The device determines whether the bank employee is authorized to access the safe deposit box, and starts a timer when the bank employee is authorized to access the safe deposit box. The device receives, from the short-range wireless communication device, second data identifying a second transaction card, and determines whether the second data is received prior to an expiration of the timer. The device identifies a customer associated with the second data when the second data is received prior to the expiration of the timer, and determines whether the customer is authorized to access the safe deposit box. The device causes the safe deposit box to be unlocked when the customer is authorized.