SDK Offer Wall for Unified Cash Back Rewards

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Solution Overview

Problem

Existing technologies lack the capability to provide a dynamic and real-time cash back exchange system through a software development kit (SDK), and they do not allow users to access a unified platform for multiple brands' offers, including cash back information on gift cards and products.

Innovation Solution

A system and method that provide an SDK for an offer wall, allowing publishers to integrate a feature for users to access a gift card offer wall within mobile applications, using an electronic wallet for storing data, and employing blockchain technology for transaction handling.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If a unified platform for multiple brands' offers is created, then user access to cash back information is improved, but system complexity increases

Engineering Contradiction:
Improveuser access to cash back informationVSAvoidsystem complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent implements a universal platform that aggregates cash back offers from multiple brands and publishers into a single interface. The system allows users to access diverse offers (gift cards, products, services) from different publishers through one unified application, eliminating the need to visit multiple brand-specific platforms. This multi-functional approach consolidates what would otherwise require separate systems into a single cohesive platform.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent introduces an intermediary platform that sits between users and multiple publishers, managing the complexity of integrating numerous brand offerings. This intermediary system handles the aggregation, presentation, and transaction processing of offers from various sources, shielding users from the underlying complexity while maintaining seamless access to diverse cash back opportunities.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Adaptability or versatility

If dynamic and real-time cash back exchange is implemented, then reward flexibility is improved, but computational requirements increase

Engineering Contradiction:
Improvereward flexibilityVSAvoidcomputational requirements
Core Design Contradiction:
Adaptability or versatilityVSPower

Solution Approach 1:

The patent implements dynamic cash back rewards that can change in real-time based on user actions, publisher offerings, and market conditions. The system allows publishers to modify offer parameters, cash back rates, and availability dynamically without requiring system reconfiguration. This dynamic capability enables flexible reward structures that adapt to changing conditions while maintaining real-time operational efficiency.

Inventive Principle:
Principle #15Dynamics

3Reliability

If blockchain technology is used for transaction handling, then transaction security is improved, but processing time increases

Engineering Contradiction:
Improvetransaction securityVSAvoidprocessing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent segments the transaction processing into distinct phases: immediate local validation and recording in the distributed ledger, followed by periodic batch processing for consensus verification. This segmentation allows transactions to be acknowledged and initially processed quickly at the user level, while the more time-intensive blockchain consensus operations occur in controlled batches, reducing the perceived processing time for users while maintaining security.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS12314974B2Systems and methods to facilitate providing a software development kit (SDK) for rewards for making gift card purchases to multiple application publishers
Publication Date: 2025.05.27 GCOW LLC
  • US12314974B2 patent drawing
  • US12314974B2 patent drawing
  • US12314974B2 patent drawing

AI summary

A software development kit (SDK) allow a user to be able purchase a gift card through an offer wall and, in return, the user can receive a reward in game currency, such as coins, diamonds, tokens or the like. Most mobile apps offer their users a way to purchase coins, diamonds, tokens, or the like, which is also known as an in-app purchase. The gift card offer wall can allow the game player to purchase a gift card from a choice of vendors, and, in return, obtain the desired game currency as a bonus. The system can include three elements—the SDK for various platforms, an electronic wallet application and servers that communicate with both the SDK and the wallet application. The SDK is something that the app publisher can add to their own mobile application that will launch the gift card offer wall for the user.