Secure Digital Media Authentication for Insurance Claims
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Solution Overview
Problem
In the insurance industry, there is a lack of effective methods to authenticate and verify the genuineness of digital media and metadata, which can lead to fraudulent claims due to potential manipulation of photos or videos.
Innovation Solution
A system and method for secure media processing that involves verifying the authenticity of digital media assets and their metadata by generating a document that includes certified digital media assets, ensuring that the time of capture and the integrity of the media and metadata are unaltered, using a mobile application and server system that incorporates AI object recognition and third-party databases to validate insurance claims.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If digital media and metadata are stored using conventional camera applications, then the media can be captured and viewed, but there is no way to verify if the media or metadata have been altered or manipulated
Solution Approach 1:
The system performs preliminary authentication and verification of digital media and metadata at the time of capture, generating cryptographic hashes and verifying integrity before the media is stored or transmitted. This preliminary action ensures authenticity is established upfront, preventing later manipulation without requiring complex verification systems downstream.
Solution Approach 2:
The patent introduces an intermediary authentication system that acts as a mediator between the camera application and the stored media. This intermediary layer includes components that generate cryptographic signatures, verify metadata integrity, and maintain authentication records, thereby enabling verification without directly modifying the core camera application.
2Reliability
If conventional camera applications store photo metadata with photos, then the photos can be viewed with associated information, but viewers have no way to know if the photos or metadata are genuine
Solution Approach 1:
The system employs cryptographic hashing which transforms the original media and metadata into a unique fixed-size hash value (analogous to a color transformation). This hash acts as an authentication signature that is easy to verify but computationally difficult to reverse or forge, allowing viewers to detect manipulation without complex analysis of the original content.
Solution Approach 2:
The patent replaces manual or mechanical verification methods with automated cryptographic verification systems. Instead of requiring human experts to manually analyze media authenticity, the system uses automated algorithms to generate and verify cryptographic hashes, making detection simpler and more reliable.
3Object-affected harmful factors
If manipulated photos, videos, or metadata are used in insurance contexts, then fraudulent claims can be made, but there is currently no effective method to prevent this
Solution Approach 1:
The system applies preliminary anti-action by preemptively authenticating and securing digital media and metadata before they are used in insurance claims. By establishing cryptographic authentication and integrity verification upfront, the system creates barriers against fraudulent manipulation, making it difficult for malicious parties to submit altered media without detection.
Data Source
AI summary
A server system for digital media processing may receive two digital media assets and information associated with capture of the two digital media assets, such as metadata or sensor data from the respective times of capture of the two digital media assets. The server system verifies that the two digital media assets and associated information are unaltered, and that the second of the two digital media assets is captured after the first. The server system then generates a document that incorporates the two digital media assets, such as an insurance claim document.